I live in Iowa and have multiple online payday loans. I had every intention of paying them when they were taken out. It was to the point I was taking out another to cover the others. It was so stupid. After being consumed with payments, my whole check was being taken. I did follow the steps on this thread to stop payments to these places. I have not been able to make any type of payment to them at this time. I did check with the Iowa General Attorney ofc and a debt consolidation company. Online payday loans are illegal in Iowa. I have a disease that is treatable but incurable, so I miss alot of work. Below is a list of the loans. I am not sure of the repayment amounts each has received. I do know some of the smaller ones have been overpaid.
I did send en email to each company telling them they are illegal in Iowa and that my bank account was closed. I did tell them I would pay on the original loan amount only. I asked that they send me their address for payment to be sent. Most of them did not reply with an address. I received an email from Allied Fidelity Services on 4/15/13 saying they are collecting on the Great Rock debt for a balance due of $640.00. I had 30 days to respond. I did send the cease and desist ltr to them I found on the forum, but sent it thru their email. They are now calling my cell phone and my work phone. There is an address for Allied in the email. I am unsure what to do at this point.
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