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Is Plain Green Loans Legal in Nevada

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I took out a $600 loan from Plain Green Loans in May 2012. I am supposed to repay them $218 per month starting with my June 27th Social Security Disability check. My checking account is overdrawn by $850 and I cannot pay them. Can they sue me and are they legal in Nevada?




Plain Green is an illegal tribal lender. They can attempt to sue you but they can't pull it off. Your defence should be that the loan is illegal. Although, things don't go as far as the court when it comes to illegal lenders.

Has your checking account been overdrawn by Plain Green?

Read this and find out how to deal with illegal lenders: http://www.debtconsolidationcare.com/paydayloan/dealingwi th-illegallenders.html

For the time being, put your bank account on 'deposit only' status to avoid further unauthorized withdrawals.

Sub: #1 posted on Sun, 06/17/2012 - 23:20

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Nope, they can???t sue you as they are not legal in Nevada.

Sub: #2 posted on Sun, 06/17/2012 - 23:42

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No, they did not overdraw my account, I did. But Williams Online Credit put a $19 charge on my checking account for which I received a $34 overdraft fee, further overdrawing my account. I will in time pay Chase Bank back, but right now it is overdrawn. I am scheduled for Plain Green Loans, CashNet USA, Moneytree, Inc., Speedy Cash, Check City to withdraw funds from my next Social Security Disability Check on the 27th of June. I started the payday loan cycle when I lost a big sum of money on my way to get a money order in April. I found myself borrowing money to cover loans, etc. Now it is too much and I will never have money to live on and pay rent, utilities, etc. if I continue with paying the payday loans. Being on Social Security, I am judgment proof, but I will try to work out something with Check City on the 27th because I borrowed from them in person. They are a store front loan. I am not in a position to make all the payments because the withdrawals are more than my monthly check.

Sub: #3 posted on Mon, 06/18/2012 - 00:13

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In the past couple of weeks, I have been unable to eat or sleep from worrying about these loans. I have lost weight and had anxiety attacks. I have also started having nightmares about people breaking in my house. I am at the end of my rope and realize that I can't repay these loans and have money to live on. I have high blood pressure and diabetes so food is very expensive for me. I am also close to 60, with a lot of medical issues, which is why I am on Social Security disability. When I took out the loans, I thought I could handle it, but it is obvious that I can't.

Sub: #4 posted on Mon, 06/18/2012 - 00:16

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Most people cant.

Why don't you give us the details of your loans. How many do you have? Who are they with? How much did you borrow? How much have you paid? Are all online loans other than CheckCity?

Sub: #5 posted on Mon, 06/18/2012 - 10:34

OhioGal1 OhioGal1
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(Posts: 5253 | Credits: )

I have Plain Green Loans ($600), CashNet USA (600), Moneytree, Inc., (202) Speedy Cash (506), Check City (247), USA Cash ($425), Cash Central ($375) to withdraw funds from my next Social Security Disability Check on the 27th of June. Cash Central was supposed to be repaid on June 15. I sent them a letter revoking the ACH a couple of days before the withdrawal date. I don't know if they tried or not because my account is already withdrawn by $850 because of various o/d fees. I plan to repay the bank after they make a settlement offer. I started the payday loan cycle when I lost a big sum of money on my way to get a money order in April. I made a police report, but my money for food and rent was still lost. I am diabetic, have high blood pressure, anxiety and Rheumatoid Arthritis, among other ailments. I am on permanent disability through Social Security. I found myself borrowing money to cover loans, etc. Now it is too much and I will never have money to live on and pay rent, utilities, etc. if I continue with paying the payday loans. Being on Social Security, I am judgment proof, but I will try to work out something with Check City on the 27th because I borrowed from them in person. They are a store front loan. I am not in a position to make all the payments because the withdrawals are more than my monthly check.

Sub: #6 posted on Mon, 06/18/2012 - 18:26

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Cash Net, Speedy Cash, Check City and Moneytree, Inc. are repeat loans - I borrowed one month, repaid it and borrowed again. Plain Green, USA Cash and Cash Central were new loans altogether. This whole thing is making my health a lot worse.

Sub: #7 posted on Mon, 06/18/2012 - 18:29

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Can you give any links to the fact that Plain Green is illegal in Nevada? I have been trying to find somewhere on the web that states that, like trying to find out if they are licensed, but to no avail. Can anyone direct me to a site? Thanks you!

Sub: #8 posted on Thu, 09/13/2012 - 09:43

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They're a tribal lender. It's not that they're "illegal" per se, it's that they don't have a license to lend in NV so their contract is invalid.

Sub: #9 posted on Thu, 09/13/2012 - 09:50

OhioGal1 OhioGal1
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )

Go to the Nevada Financial institutions division website. They have a tab where you can look up buisness licenses in Nevada, and see if the companies are licensed or not. I live in Nevada too, and I can understand your pain! I'm getting out of the cycle as I type this! I'm not completely done yet, but I can tell you I'm doing leaps and bounds better than I was six months ago! It will get better! I promise!

Sub: #10 posted on Thu, 09/13/2012 - 10:38

BellaLisa2120 BellaLisa2120

(Posts: 90 | Credits: )

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