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PDL Help in California

Date: Thu, 08/09/2012 - 10:09

Submitted by westcountygirl
on Thu, 08/09/2012 - 10:09

Posts: Credits: [Donate]

Total Replies: 2


Hello,

I just wanted to say thank you for these wonderful forums they are all great and have helped me find answers to numerous questions.

I live in the state of California and have the following payday loans

Moneytree $255.00
Cash Central $255.00
MobiLoans llc $500.00
Cash Yes $500.00
CCO Financial $190.00
ACE Cash Express $255.00
Speedy Cash $255.00
OneClickCash $300.00
500 FastCash $300.00
CashNetUSA $255.00

I am on social security disability with no other source of income. I have already put a hard freeze on my wells fargo account which has been noted to not allow for any withdrawls whatsoever. I have closed the debit card linked to the checking account. closed the savings account. and i have notified social security to start direct depositing my check into my new checking account and an entirely different bank.

Which of these loans are legal in CA? Thanks in advance for any help!


You can check to see if they're licensed in the state of CA and read up on CA laws regarding PDLs by visiting these sites.

http://www.corp.ca.gov/

http://www.corp.ca.gov/FSD/licensees/default.asp

At first glance, I can tell you the following are licensed:
ACE Cash Express
Speedy Cash
CashNetUSA
Moneytree
Cash Central


The following aren't licensed in any state:
OneClickCash
500 FastCash
Cash Yes
MobiLoans

I think CCO Financial is Check City. If so, it's also licensed.


lrhall41

Submitted by OhioGal1 on Thu, 08/09/2012 - 11:10

( Posts: 5253 | Credits: )


Thanks for the reply! The websites were helpful. I am going to make payment arrangements with the lenders licensed in CA.

CCO is Check City Online, you are right, they are also licensed in CA. I did some more research.

At least I will be able to make payment arrangements on my own terms and not have to worry about them having access to my bank account.

Lessons are being learned here, I cannot wait to be out of debt and free of it completely!


lrhall41

Submitted by westcountygirl on Thu, 08/09/2012 - 13:09

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