Payday Loan Collectors - Kansas
Date: Wed, 08/29/2012 - 14:21
National credit adjusters are bottom feeders. They can't just ma
National credit adjusters are bottom feeders. They can't just mail you a judgement without first taking you to court. If they truly said that in the letter ("if you do not contact us in 30 days we will mail you a default judgement") then you can advise them that you won't be pursuing them for an FDCPA violation if they forgive the balance.
Are the other lenders legal iny our state?
First try to find out whether or not the pdl companies are licen
First try to find out whether or not the pdl companies are licensed in your state. If they are illegal, then pay back the CA only the principal balance. But if they are licensed, then you will be liable for both the principal and interest. In this case the CA can sue you as the loans are legal.
Send a cease and desist letter to NCA. NEVER pay a collection a
Send a cease and desist letter to NCA. NEVER pay a collection agency in regard to a payday loan.
List out your lenders.
Unfortuantely, all of the loans I took out are legal in Kansas.
Unfortuantely, all of the loans I took out are legal in Kansas.
They are:
Ace Cash Express, online
Advance America, store
Check 'n Go, store
EZ Payday Advance, store
Star Loans, store
I only have the one that was sold to a collection agency, atleast that I know of. I have received calls at work from IAG. Unsure as to why, I have no correspondence from them.
I don't want to be garnished, it is hard to make ends meet for my daughter and I as it is now.
You need to contact each of these lenders and revoke voluntary w
You need to contact each of these lenders and revoke voluntary wage assignment and ACH authorization. You should also try to work out a repayment plan with them.