Help with Internet Payday Loans in South Carolina
Date: Mon, 10/19/2009 - 15:42
Integrity Advance, I borrowed $300 and I have paid back over $800 no idea how much more they are saying I owe probably the full amount
Ameriloan borrowed $400 and I have paid approx $1100 and they say I still owe $325.00
Cash Direct Express borrowed $400 still owe $325 paid over $900
Nationwide Cash $400 paid back $240
Are these companies legal in SC and what can I do in order to stop these from coming out of my bank account
I don't think any of your lenders are licensed to lend in your s
I don't think any of your lenders are licensed to lend in your state, it's hard to know for sure because on the S.C. DFI website I can't locate the licensee data base for payday lenders. If I were you, I would give them a call tomorrow and ask them how to navigate that website, there's also an option for live chat but no one is available for that at the moment. Here's the link for the website:
http://www.scconsumer.gov/licensing/credit_sales.htm
You can call them at (803) 734-2020. Meanwhile, CLICK HERE to find out how to deal with illegal lenders.
Ok thank you, I called the state office and was told that none o
Ok thank you, I called the state office and was told that none of these companies are licensed or under SC regulation. They are all scheduled to take a payment out on Friday and my paycheck is scheduled to be deposited on Thursday. Should I go into the bank tomorrow and have the block put on for ACH debits? My only problem is I have a non PDL that is paid via draft. I will try to contact them to see if I can pay them via snail mail.
Well I sat down and calculated how much I have paid these people
Well I sat down and calculated how much I have paid these people to the penny.
Integrity Advance borrowed $300 paid $920 they are telling me I owe $130 more.
Cash Direct/ GECC borrowed $400 paid $1050 still owe $325
Ameriloan borrowed $400 paid $1070 still owe $300
Nationwide I have so many NSF fees because of this loan that I never even completed the paperwork on that I can't see straight. They deposited $400 and started withdrawing payments immediately they have obtained $240 and tried to do an additional $800.
I am with Suntrust bank has anyone used them and if so are they easy to deal with?
Quote:Originally Posted by AnonymousWell I sat down and calculat
Quote:
Originally Posted by Anonymous Well I sat down and calculated how much I have paid these people to the penny. Integrity Advance borrowed $300 paid $920 they are telling me I owe $130 more. Cash Direct/ GECC borrowed $400 paid $1050 still owe $325 Ameriloan borrowed $400 paid $1070 still owe $300 Nationwide I have so many NSF fees because of this loan that I never even completed the paperwork on that I can't see straight. They deposited $400 and started withdrawing payments immediately they have obtained $240 and tried to do an additional $800. I am with Suntrust bank has anyone used them and if so are they easy to deal with? |
It's really too bad and still unbelievable to me how these lenders charge such outrageous interest, and are still getting away with it.