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payday loans in south carolina

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Hi,
I have out 5 pdl's and no money to pay them back! Please...any advice would be greatly appreciated. I have rent due!!




Dino, Welcome to the fourm. We can help you through this but first we need a little more information....Please tell us who your loans are with, are they storefront or internet, how much you borrowed from each and the total of what you have paid back to each.

Sub: #1 posted on Tue, 09/02/2008 - 07:35

RoxyNY RoxyNY
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The loans are with check n go 600, advance america -600 payday your way 300 and check into cash 270. They are all store front and I have not even begun to pay them back. I found out I was sick and spent the dr and meds. When I get paid, rent is due. And utilities!!

Sub: #2 posted on Tue, 09/02/2008 - 08:07

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I'm going to post your laws, which of these loans are store front, and which are Internet? Also, how much have you paid each one back so far? South Carolina requires Internet based pdl's to be licensed by your state.
Quote:
South Carolina State Information

Legal Status: Legal

Citation:
S.C. Code Ann. 34-39-110 et seq.

Loan Terms:
Maximum Loan Amount: $300
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15%
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: None
Cooling-off Period:
Repayment Plan:

Collection Limits:
Collection Fees: Lesser of: NSF fee of $10 or actual charge
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: South Carolina State Board of Financial Institutions
Address: Consumer Finance Division, P.O. Box 11905 Columbia SC 29211
Phone: (803) 734-2020
Fax: (803) 734-2025
Regulatory Contact: C. Dean Bratton,, Commissioner of Consumer Finance

Sub: #3 posted on Tue, 09/02/2008 - 08:36

Shazzers Shazzers
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(Posts: 17345 | Credits: )

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