Spotlight Resolutions

Forward the email to your state attorney general, explain that you are sick and tired of being harassed and threatened and as a citizen of N.Y. would like them (Attorney General) to DO something about it!

btw they contradict themselves as if they already filed why would they have it posted that"the offer is still on the table until the filing"i swear when idiots try to use scare tactics either through the phone or email it is so stupid.do as shazzers advised and check NY state law in regards to recording calls,or being able to play messages for your AG as i'm sure they will call and threaten illegaly and stupidly as well.

Do i call them back? I call my AG office and they said i have to file a new complain since it's a different company than they one i got the payday loan with.

you do not call these idiots back.yes file a new complaint.also when you file print that email and send it with your complaint.just don't talk to them.they only want to threaten you.it's not worth your time really.

Thank you!

my pleasure.

Hello, in regards to the email we sent you. There is nothing illegal about it. We are offering to work with you and if not, because your in NY with us we will simply file for small claims court. You can record us if you want, but we dont threaten people, feel free to research our number and you will find no complaints.
If you would like to work out a plan we willl be happy to work with you, we can go as low as $50.00 for most hardship cases.
Otherwise, its just a judgment. You wont go to jail, we dont stalk people at work, etc..BTW we are small and the company the indian fellow called from was not is.
Have a great day

please,pdl's are illegal in NY and you have the same chance as ice in august in court.btw nothing legt is ever done via email so here's hoping you are sued yourselves real soon.

Paul,
They are not legal to lend in NY, there is nothing stopping people from using them from out of state providers.
Also, I have the benefit of an attorney on retainer, and I will take his word over yours that I can get a judgment in a county where I have a presence, i.e. Erie.
Regarding your claim nothing legit is done over email. It is our experience that email is the least invasive method of contacting clients aside from the normal postal service mail. No need to be rude.
To the OP, not every agency is a bad one. Granted 90% are, there are the small 10% that aren't.

again pdl's of any kind are illegal in NY especially internet.good for you and your ambulance chasing lawyer.in a NY court regarding pdl's you would have the same chance as ice in august and the email was an illegal threat.btw you have 30 days from that in accordance with the FDCPA to file suit or get sued yourself.let's see your spin on that.

OK. Will not argue, simply agree to disagree. Assuming we do not work out something with the OP then it would be up to him to share information regarding the filing, as we do not disclose private information on public forums.
Just out of curiosity, if these loans are illegal, then wouldn't it be illegal for the borrower to receive them in the first place? Sounds like two wrongs don't make it right. Don't get me wrong, they are bad, I took one out a few years ago to get an idea of what I was collecting and its not a good deal.

okay so when i bring up provisions of the FDCPA you ignore it so i'll continue to advise paying you.just report you and file AG complaints.nuff said humanoid.btw it is up to the lender to know the pdl laws first.

Agreed, I do not deny it is predatory. With regards to ignoring you, I am not. But no matter what I say you will just take the opposite stance, so again, I just agree to disagree.
Unlike other "bottom feeders", I actually search my name/number everyday to see if anyone has lodged a complaint and to at least follow up with it to them.
I am a registered business and although it is nearly impossible to do so in this industry, I try to keep the name clean.
I am probably in the wrong industry lol...

again i encourage the OP to keep track of when that "rock stupid" email was sent as it contained enough double speak to get you sued right now,but if you do not file suit in 30 DAYS as i've stated before you just broke the law mister.so please stop it.nobody here believes what you post,and you look like an absolute fool.last thing i googled,and yahooed spotlight resolutions and i'll give you one guess as to what the very first thing that came up on both was.this very thread.so here's hoping your sued and real soon pal.

Exactly, this is the only thing that came up.
You strike me as the type of fellow who has a lot of liens and filings of their own against them.
Either way, regardless of whether his fellow wanted to settle or now, you have called me out and I have to file now. He can thank you, I could care less.
Have a great day!

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