Following the great advice on this forum, I have revoked ACH and any voluntary wage assignment with the following lenders:
Big Picture Loan
I sent the standard emails as outlined in the sticky, and got the standard response back (see below as an example from Spotloan). Do I just keep emailing back and forth, or what os the next step?
My name is Del B. and I am a Credit Service Manager here at Spotloan. We have received an email from you and would be happy to address any additional questions or concerns that you have.
I understand that you reside in Tennessee. As we previously explained, BlueChip Financial, an entity wholly owned by the Turtle Mountain Band of Chippewa Indians, has a valid lending license issued by the tribe. Spotloan is located and operates on our Reservation in North Dakota and has no physical presence in Tennessee, nor does it employ any staff in Tennessee. All loans are made from our Reservation. You remain obligated to fulfill this loan agreement that you sought out and accepted. You will find a copy of the license attached.
The outstanding balance of your loan, if you paid off all principal and interest today, is $942.56. Your next payment of $149.92 is due on January 31, 2019.
If you would like to resolve this issue, we would be hap py to work with you. Please contact me, at the number or email below, to get your loan back on track.
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