"Settlement Offer" from Staradvance, what a joke!

But Jen! If you don't do this your "Star credit rating" won't be an A+! What will you do then?!?! Oh no!

LMAO Goudah! I just about lost it when I read that too!

They must be sending out these form "settlement offers" to everyone who hasn't paid their loans off in full.

How do you think I should respond? (or should I respond at all?)

I would respond with option E!

Tell them that you will only accept a PIF, as per your state laws which made pdl's illegal!

I'll take option F....F-you Star!

Yeah, I agree . . . . F is the better option!

I like the format... reminds me of the super-value menu at McDonalds?

"..and for .99cents more we can really screw you over on the fees" How cool is that?

TOO FUNNY!

I just wrote them back reiterating what I had previously told them (that they are illegal, not in US, etc.) and told them that their settlement offer was unacceptable. Now I'll probably get a response from their legal dept! :lol:

Legal dept aka Pajama Man...

OMG Volley...do you do stand up in your spare time??

I am a major multi-tasker and the thoughts just float in...dont know how but they just do.

You should be Volley! Stand up sounds right up your alley! The next Kathy Griffin!

BTW, I was just reading Volley's post about Tim Atkins and it sounds an awful lot like Steve Powell over at Staradvance's "legal department".

Wait a minute! Jen, you didn't post all the options for us to read. I do believe that if you chose "Option B", it would mean "Bite Me"??? Am I correct in assuming this? :D

Yes Cann, that's the one I chose! LOL

I didn't post the options because it was too long, and I didn't want to bore you guys to death.

That is a new one, I have never read a letter like that before. I am with option F and U.
:lol:
ladybug

F and U sound like the way to go to me. :lol:

Or the KMA U SOB option. That gives them several options to choose from...However, you may have to lose your A+ credit rating with them. (I know...you really depended on it to survive and it will be quite a sacrifice.) :-)

eleroo-I like it!!


jen-dont worry, you will always an A+ to us!! 8)

That's right. Oh wait...This company isn't even in the US is it? Well, then what they think doesn't even matter. They have a different scale...their A+ isn't the same as ours. :-)

I chose option D. Die now you clown a$$e$

Seriously Jen. I also defaulted with them, and owe (by the way they calculate)400.00.By my calculations they owe me. I am waiting, to hear from them. So far I have heard squat. Just waiting!!!!!!

I like D too! :) D for DORKS!

Kash, you might get the same form email I got, aren't you excited? Then you can restore your "A+" credit rating with star advance! :D

Wow...look at all the fun I miss by going to work every day!! I have never seen a letter like that before...Options....there are no options!!!

Jen, the one thing that is missing in my like is a A+ credit rating from Star.Do you remember the gut fronm Fast Bucks Now whio told me to settle for 750.00 so that i would be able to cash checks in a grocery store. WTF doess that even mean.Like I said, I am just waiting for my letter. JUST WAITING

I just received this same form letter. I have a 200.00 loan out with them. They emailed me and told me that they tried debiting my bank account two times and the payment came back two times so now they are charging me a NSF fee of 25.00. I checked with my bank because I had the money in my account when I set up payments arrangements. My bank informed me they show no record of a Star Advance trying to debit my account and there should not have been a problem with the transactions. After reading through a lot of forums about paying back pay day loans I now understand since they are not licensed in my state (much my country) I legally do not have to pay them back. I do however want to pay back the 200.00 I owe them for morale reasons. My dilema is they will not give out an address or a phone number (only a fax number). How am I suppose to get a payment to them? I put a stop payment on them with my bank after all the problems I have been having with them saying my payments are being returned from bank. I sure don't want to authorize them to take any more payments out of a bank account. I don't trust they will only take the 200.00 out (the principle). Any suggestions? Thank you.

OR HOW ABOUT D FOR DEUSTCH BANK.OR P FOR PHTPBBBT.
:lol:

Send them a money order, certified return receipt OR use a pre-paid debit card.

Thank you. I will try again to get an address out of them.

A prepaid debit card is a good idea - They can only take out what you put in.

I will try the prepaid debit card. Do you know if there is a fee for prepaid debit cards? I money order only costs 1.00.

Most grocery stores sell them....and most of them have fees such as an activiation fee of $3.00 and so forth. Read the back of each one.

This is the company in some other country thay promised me an a+ credit rating if I paid them. What a joke. they got no more than what i borrowed

As an escapee from the "Star factory" myself, I would choose option F. Haven't heard from them for a long while, but I DID tell them that since PDLs' were illegal in Maryland, if they felt there was a problem, I was working with our State Commissioner of Financial Regulation, and they'd be glad to talk to them.