Have any of these PDLs disregarded your ACH revocation?

Yep, they think they are above the law, I'm sorry, but you really should read the thread about how to deal with illegal lenders, there is a wealth of information there. Revoking unlicensed lenders rights to debit your account is only a formality for the banks. The only way to stop these lenders is to close your account.

Sadly, A stop payment will not help.These illegal lenders have many different names, and once they see that they can not get your money due to a stop payment, they will just use another name/and/or change the dollar amount.
The only way is to close the account, If you close it be sure your bank will not reopen for any ach withdrawal

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I've read the thread and did everything except close my account, and I stated in previous posts why I couldn't do that before tomorrow. I was certain I could close it tomorrow 1st thing. I'm hoping that talking to someone in person will give me the resolution I'm looking for.

Thanks.

I dealt with two of the above companies but I closed my account so they couldn't get at it.I bank at CHARTER ONE and they said they couldn't guarantee that even if I closed it that they might still get into it. I personally had to go to two branches until I found someone who could put a hard hold on it-and that seems to have worked.Good Luck!

This morning, I sat down with a very nice (and very good-looking) bank official who didn’t act like I was speaking a different language when I was explaining my PDL dilemma (unlike the phone reps I spoke to).

Because I still have two transactions pending, the official put what they call a ‘restraint’ on my account, which restricts any and all debits. Basically my account is on deposit-only status; no debits are allowed unless I’m there in person to authorize it. Also, the official noted his name as the individual to notify should any debit attempts occur, and he in turn would notify me. Once the two pending transactions clear, I can close this account.

I did elect to open a new checking account at the same bank, because I want to maintain my relationship with them. The bank official assured me that the new account would not be compromised as long the PDLs didn’t have the information. I'll be keeping a close eye on it.

I’ll have to personally go into the branch to get money until I get my new ATM card—and I got a freakin’ parking ticket..arghh…but those are minor inconveniences I’ll gladly endure if it means the PDLs no longer have easy access to my account.

Glad to hear the banking rep is willing to work with you, a lot of people don't have such luck. It was easy for me as well because I worked at the bank. Because I was not in a position to close my account as well Ameriloan and USfastcash both tried to pass a computer generated check through my account, with the signature line stating "No Signature Needed"...yeah right, that didn't work.

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