Payday loan

Date: Tue, 03/05/2013 - 01:45

Submitted by anonymous
on Tue, 03/05/2013 - 01:45

Posts: 202330 Credits: [Donate]

Total Replies: 1

I made a payday loan at a storefront in Memphis, Tn. I had to close my account as I wasn't able to pay the monies back. A collection agency Isd called threatening arrest. I made payment arrangements & paid $103.00 dec.2012, $103.00 Jan.2013, $103.00 Feb.2013 for March 2013 I called asking to lower payment this month because of medical bills. They would not accept $25.00 & threatened me with arrest again. I stopped my automatic draft for this month & closed my account. What are my circumstances now? Are they going to be able to criminally charge me?

Thanks

Dear CA

Dear CA

I hereby DEMAND you cease and desist any and all contact with me and anyone associated with me in regards to account # ______________,account placed by (name of storefront lender).
You have threatened criminal action against me twice....might I remind you (or educate you) that criminal action or the threat thereof is PROHIBITED in my state of Tennessee. You have violated the FDCPA TWICE. You have my permission to mail my $1000 statutory damages check to my address within 10 days. Failure to do so will result in complaints being filed with the FTC, the TN state AG's office and complaints to my local police department.

Govern yourself accordingly (assholes)

Educated Consumer

Send this certified mail, return receipt requested

lrhall41

Submitted by SOAPLADY on Tue, 03/05/2013 - 18:19

( Posts: 17315 | Credits: )