Internet PDL in Illinois

Date: Mon, 11/05/2012 - 10:15

Submitted by anonymous
on Mon, 11/05/2012 - 10:15

Posts: 202330 Credits: [Donate]

Total Replies: 3

What a great Forum. It is helping me tremedously. I am located in Illinois and I have 7 payday loans all done over the internet. I closed my account and issued letters to all of them. Stopping their ACH previleges and any wage garnishments. I listed what I had borrowed what I had paid and what my intentions were. If I over paid I requested a refund. I received an email from one of the companies saying they would not refund any to me but my account was considered paid in full. I have heard from one other company 500 Fast Cash they call constantly I have them blocked on my cell phone so they call me at work and I tell them that my letter stated no contact only through email or US mail. They dont respond to anything I say they just keep repeating themselves over and over and over again until I hang up on them. What should my next step be. I have resent the same letter 3 times. And should I wait to hear from the other PDL's.

Below is list of companies and what I owe.

500 fast Cash Loan Amount $200.00 have paid $360.00 in fees and $50.00 on Principal.

US Fast Cash Amount of $250.00 and I have paid $225.00 in fees

Everest Cash Advance $200.00 paid $597.00

My Cash Now Total Amount $1250.00 I have paid $964.00

Ideal Gelt $450.00 I have paid $450.00

Bottom Dollar Payday Loan $300.00 I have paid $45.00

Insight Capital LLC $100.00, I paid $600.00

All the lenders you listed are illegal in one way or another, be

All the lenders you listed are illegal in one way or another, be it tribal or offshore. You did a good thing by closing the account and revoking ACH. Keep pressing for the refund till you get at least some, although I would say that lenders located offshore have very little legal or moral inclination to do so.

lrhall41

Submitted by Steve Barris on Mon, 11/05/2012 - 22:00

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Wait for a few days more. I think that the other pdl companies w

Wait for a few days more. I think that the other pdl companies will soon give a reply. if you get more harassing calls from 500 fast Cash, then file a complaint against them to SAG.

lrhall41

Submitted by anonymous on Mon, 11/05/2012 - 22:04

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Update

Again I wanna say Thank you this has helped tremedously. I just wanted to update you all. I still havent heard from MyCashNow or Everest Cash Advance at all.

500 Fast Cash and US Fast Cash were calling me constantly and I sent them another letter and the phone calls have stopped. I continue to send emails demanding a refund and a PIF letter to no avail.

Ideal Gelt sent me an email wanting to set up payment arragements.

Bottom Dollar Payday was the only one that I was trying to set up payments with and was getting no response until today I got an email thanking me for my payment of $390.00 and when I logged onto their website it says I do not have a current loan with them... I was stumped and than I realized that they had wrote themselves a check for $390 on my account which I have closed. I am wondering if I should send them another letter or just wait for them to contact me?

lrhall41

Submitted by anonymous on Wed, 11/14/2012 - 10:14

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