I need help - Im from Ohio

Have you defaulted on any of these loans yet? How much have you paid each one?

I have not defaulted on any. I still owe the full amount on all the storefronts and owe about 500.00 on the online one. since I have so many, I can't afford the 4 week deferred pay. I can pretty much just afford what I'm paying now until they are paid off.

Gilli....store fronts usually are operating leagally...I will list the state law for you. However since you have not defaulted call them and ask if they are members of CFSA...if they are you can invoke the EPP...this has to be done at least a day or two before your payment is due...it allows you into a payment plan.

As far as the internet one goes...you will have to check to make sure it is not licensed. If it isn't the only way to stop them from taking your money would be to close your account and try to contact them (after). However you will have to make arrangements with your store fronts first.

You will find the Payday loan laws for Ohio here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html