Please help, trying to take care of this quickly

You can change your direct deposit to another account, but if you don't close the account that the ACH transactions are coming out of and they continue to hit, even though you aren't having money deposited, you are going to go overdrawn and that's a potential mess waiting to happen.

What about closing your account with the credit union and opening a new one with them? I know some banks are more than happy to do that if you advise that you are dealing with unauthorized access to your accounts, are worried that your account information was compromised online, etc.

Once you've closed your account, send out letters to the payday lenders via certified mail/return receipt requested and for the ones that you've paid the principal on, advise that you want the account marked as "paid in full" and that they are in violation of your states small loan lending laws, etc. State that you are prepared to file a complaint with your state's attorney general and the BBB. Also, put in writing with your letters that you hereby revoke any voluntary wage assignment , as some will try to send docs through to your payroll dept. to get your wages garnished. The wage garnishment request isn't legit, but some big payroll depts. don't know this and could honor the wage garnishment request.

Becky, Welcome and thanks for psoting all the needed info. I will post you the Payday loan laws for Pennsylvania here (just select your state),There are several members from PA who can help you and they know their stuff.
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Here is some other info posted on alink on this site.

Becky, also forgot to mention... for the loans that you have not yet paid back the principal, offer a payment arrangement that you can afford to be made with money orders.

Some of these payday lenders will tell you that they cannot accept money orders and want you to pay with a debit/credit card or ACH. This just gives them access again to take unauthorized money from your account. They will also suggest that you wire them the payment via Western Union or MoneyGram. This is costly and unnecessary. Send the money orders regardless.

I have experience with 500fastcash and unitedcashloans. They are both a part of MTE and can be a huge pain in the butt to deal with. Stick to your guns when you are making arrangements with them and make sure that all correspondence is done in writing via email or usps. Google all of the pdls on here and see what others have experienced and what worked for them. I, personally ended up settling with both of the companies. 500fashcash I was able to settle for the legal amount. I settled for more than I should have with ucl because I wanted them off of my back. Just stick to your guns. As long as you pay them the legal amount then you should be fine.

Becky, before closing you account it is important to read the sticky at the top of the forum. some banks will force open closed accounts to allow ach debits to go thru. If this is the case with your bank, then you will just accrue many many fees.Also it is suggested if you do close your account , open another account in a completely unrelated bank to assure safety. Some banks will link accounts, and that is not what you want to happen.You need to be sure of all the facts before you close your account.

AH yes Kash....good point! Good idea to find out of your bank will force an account open when drafts come in later on.

Here is the sticky Kash is talking about:

http://www.debtconsolidationcare.com/paydayloan/close-account.html

As far as payday loans in PA goes, Cash Net USA is lending legally under it's Nevada license. They would need to follow the laws of Nevada.

All the rest of the companies you are dealing with are unlicensed and lending illegally.