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I have a couple of PDL's in Texas.  I believe they are both CSO's.  I am trying to get some info on what to do to get rid of them.  Does anyone know if they will work with you on a payment plan?
Advance America- $900
The Cash Store - $1350
I have been paying the fees to extend at The Cash Store and paying off Advance America and then renewing.  After reading through a lot of the posts it seems to be more difficult to take care of these in Texas.
Any feedback would be appreciated.




Advance America is listed as a payday loan not a CSO so an EPP should be available.
??
I did not find The Cash Store. on either database. They are a store fron so they are legal but they must have the license under a different name.
??
If you have the loan paperwork check it and see if there is another name associated with them.

Sub: #1 posted on Wed, 04/01/2009 - 02:09

nohiogal nohiogal

(Posts: 2582 | Credits: )

The Cash Store is Cottonwood Financial. The use a CA called Alliance Asset Management who are the worst of the bottom feeders.

Sub: #2 posted on Wed, 04/01/2009 - 05:58

Unregistered


Cottonwood is licensed as a payday loan company not a CSO.

Sub: #3 posted on Wed, 04/01/2009 - 06:01

nohiogal nohiogal

(Posts: 2582 | Credits: )

They are registered as a CSO in Texas.

Sub: #4 posted on Wed, 04/01/2009 - 06:07

Unregistered


Please post that info SkippyD, as I could not find either as CSO's, just as nohiogirl stated.

Sub: #5 posted on Wed, 04/01/2009 - 06:13

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

I know it is in another thread here somewhere. I think the registration number is here also. And I know I have it on old paperwork at home. Maybe it's expired?

Sub: #6 posted on Wed, 04/01/2009 - 06:42

Unregistered


I'll do a search and see what I can find in previous posts. Meanwhile. perhaps Frogpatch will read my PM and address this thread. I searched the data base and couldn't find any listings for the above regarding CSO's. Thanks for responding.

Sub: #7 posted on Wed, 04/01/2009 - 07:01

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

I did find something in previous posts that stated Cottonwood Financial is a CSO, but that was in 2007, I'm not locating them in the data base which leads me to believe they are no longer licensed as a CSO, I could be wrong though. I think it would be wise to wait on Frogpatch to address this issue, he is well versed in the FL laws.

Sub: #8 posted on Wed, 04/01/2009 - 07:06

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

Let me retract that statement, I am confusing myself with FL and Texas, I just replied to a post earlier about a FL CSO. Good gosh, nevermind what I said in the previous post.

Sub: #9 posted on Wed, 04/01/2009 - 07:08

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

Found it.


Name: Cottonwood Financial Texas LP d.b.a. The Cash Store # 1

Address: 1901 Gateway Drive, Suite 200, Irving, TX 75038
1901 Gateway Drive, Suite 200
Irving, TX 75038
File Number: 20050024
Status: Renewal
Expires: 7/1/2009
Account Bond:
Surety Company:
Additional Locations: 122

Sub: #10 posted on Wed, 04/01/2009 - 07:29

Unregistered


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