How Often Do StoreFronts Sue?

Hi there....What state are you in and who is the storefront.

How often do they sue? Every day.

Are they successful? Yes.

If the storefront lender is operating legally, within the laws of your state, they can and will take you to court if you default and do not make a payment arrangement with them. Most of them will work out a payment arrangement with you if you contact them. However, if you do not answer their phone calls, and do not set up (and stick to) a payment plan with them, they will take you to court.

They will serve papers where ever they can find you to notify you of the court date. (Work, home, etc.) If you show up for the court date, the judge will sometimes set up a payment arrangement for you with the lender. If you default on that payment arrangement, then a judgement is entered against you. If you fail to show up, the judge will enter a default judgement against you, and the lender can then pursue garnishment of your wages (if allowed by your state law).

Please let us know what state you are in, and what lender you are dealing with. We can offer you some advice based on that. But the biggest issue here is the court date. If you have a court date set already, DON'T MISS IT.

Florida is the only state that I am familiar with. They are very slow to sue here because of laws that require payment arrangments, credit counseling etc. In other states I have heard about them coming to your home to collect or suing right out of the starting gate. Posting your state would help as volleyballmom said.

I don't think they sue very quickly in SC, either. We have a law against wage garnishment unless it is for taxes or child support or something like that. I think they are pretty ok with setting up payment arrangements, but you have to stick to them. Otherwise, they just may pursue bank freeze or something like that.

I am in the state of Washington. Moneytree, Check N Go, The Cash Store, Quik Cash, Speedy Cash, Check n Cash. I am trying to figure out some time frames on getting these taken care of

Davelynne -

Can you give us the total amount you borrowed from each lender (just principal, no fees included) and the amount you've paid back to each one (include everything you've paid so far, including fees) - and let us know if any of them are internet loans, or are they all storefront? That will give us a good basis to work with to help you find a way out of this. You may have already overpaid on some of them - depends on if they are operating legally or not.

From the names they sound like all store fronts!

The laws in Washinton seem very poorly planned. You can't have more than 700.00 out with a single lender but apparently you can have as many as you want with multiple lenders. That does not make sense to me.

frog-I see what you mean...

You will find the Payday loan laws for Washington here (just select your state),

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Just a "heads-up", there is another thread by dave regarding this issue. :D

Oh yea....see that now. Thanks cannr...you're always looking out for us!