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Can I sue for harrasment?

Date: Wed, 07/14/2010 - 14:52

Submitted by anonymous
on Wed, 07/14/2010 - 14:52

Posts: 202330 Credits: [Donate]

Total Replies: 2


I had a payday loan with one click cash and payday yes two years ago. I ended up off work for a while due to illness and had to file bankruptcy. I filed chapter 7. I live in Tennessee. After I filed I called both places and told them I had filed and gave them my case information and everything. Now two years later I am getting calls from both places as well as supposed law offices saying they are going to file criminal charges if I don't pay these debts. I know they can't do anything to me but I am fed up with the phone calls. I called the law office that was calling for payday yes and told them that I was recording the conversation and that lady calmed down real quick. My question though is can I sue them for harrasment? They should not be calling me at all because of the chapter 7 filing right?


Well, technically they shouldn't be bothering you at all, based on Chapter 7 laws BUT, these lenders aren't even located in the U.S. so they couldn't care less what our laws are. You could probably file a complaint with the FTC and BBB, I doubt it will actually stop them from calling you though. They are illegal lenders and think they are above the law, and due to the fact that they aren't located in the U.S. there isn't much you can legally do to them. I would change my phone number if I were you, and be done with it. You can't reason with companies like that.


lrhall41

Submitted by Shazzers on Wed, 07/14/2010 - 15:32

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I agree with Shazzers, unfortunately there's not a lot that can be done, other than not answering the phone if you have caller ID or, if you don't, hanging up when you hear who it is. Do they just call from one phone number that you're aware of? Don't know if your phone company could put a block on that number if you don't want to get YOUR number changed, but might be worth asking about.


lrhall41

Submitted by on Thu, 07/15/2010 - 09:39

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