pay day loan in collection
Date: Tue, 12/04/2012 - 16:46
I live in NC and defaulted on a payday loan to Paradise Cash Advance. I haven't heard from them in over 6 months. Now there is a collection agency calling saying they are going to sue over a fraudulant check.
they say because i gave my routing and account number for this payday loan that because i can't pay it, it is considered a bad check and they are now going to sue me. is this possible and what can i do if it is
they say because i gave my routing and account number for this payday loan that because i can't pay it, it is considered a bad check and they are now going to sue me. is this possible and what can i do if it is
Payday lending is illegal in NC so basically you are not liable
Payday lending is illegal in NC so basically you are not liable for that loan to begin with. Moreover, debts are civil, not criminal. You cannot be charged with fraud or any such thing. Just ignore the calls and report them to the AG and the FTC.
