Just Got this email from Summit Grp.
Date: Wed, 08/12/2009 - 05:53
Hi everyone,
I am hoping that someone can shed some light on this email I just rcvd from summit grp. I had got a payday loan from them for 250.00 and have been unable to pay it back. They have sent me this email and I am trying to see if what they say they can do is legal as far as reporting it to the credit companies:
EMAIL:
Summit Group LLC
FAX NUMBER 1-888-612-4889
PHONE NUMBER 866-918-2742
Dear Customer,
Your account with Summit Group LLC is delinquent. You must call immediately to make arrangements to bring your account current. It is important for your future credit standing that you contact us at once.
We have tried to contact you by telephone with no positive results. Please contact Joe or Brandy to make arrangements on your account or we will be reporting your delinquency to the customer credit reporting agencies.
For your convenience, we are now accepting payments by credit card.
Our office hours are Monday thru Friday 8:00am – 4:00pm central time.
Sincerely,
Summit Group LLC
I am hoping that someone can shed some light on this email I just rcvd from summit grp. I had got a payday loan from them for 250.00 and have been unable to pay it back. They have sent me this email and I am trying to see if what they say they can do is legal as far as reporting it to the credit companies:
EMAIL:
Summit Group LLC
FAX NUMBER 1-888-612-4889
PHONE NUMBER 866-918-2742
Dear Customer,
Your account with Summit Group LLC is delinquent. You must call immediately to make arrangements to bring your account current. It is important for your future credit standing that you contact us at once.
We have tried to contact you by telephone with no positive results. Please contact Joe or Brandy to make arrangements on your account or we will be reporting your delinquency to the customer credit reporting agencies.
For your convenience, we are now accepting payments by credit card.
Our office hours are Monday thru Friday 8:00am – 4:00pm central time.
Sincerely,
Summit Group LLC
The were going into my bank account and debiting twice at a time
The were going into my bank account and debiting twice at a time. When I would look at my banking history it said there were 2 transactions for 250.00 and 2 for 25.00. So I immed called my bank and asked my bank to investigate and they closed that acct for me.
Yes they can report although if they are not legal you should be
Yes they can report although if they are not legal you should be able to dispute them off. In my experience most places threaten with reporting by few actually do it.
reply
two debits for 250.00 and two for 25.00 on a 250.00 loan?you not only owe them nothing,but you should get all of the money over paid refunded.respond with your state laws and that fun fact.see how they respond.