Pay day loan help

If they have really filed a lawsuit against you, then you would receive court papers at your home. Have you received any such thing yet? If you have not made any payments on payday loans for several months, then the companies can sue you provided they are legal. You can contact your lenders and arrange an alternative repayment plan with them. Check whether or not paydayone.com has the license to operate in your state. If they are illegal, then pay the principal amount. If they are illegal, then you'll need to pay the principal amount including the interests and fees.

You haven't mentioned the name of the state you live in. Thus, it is difficult to say whether or not payday lending is legal in your state. If payday lending is illegal in your state, then you should check out the given page in order to know how you can deal with them: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html . If they are legal in your state, then you should contact the payday lender and try to consolidate the debts in order to get rid of it.