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Ok now what - help quickly

Submitted by on Thu, 05/10/2012 - 06:48
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Ok I have closed my bank account and opened a new one. I'm sending out the ACH revoke letters this morning, as the ACH's are supposed to come out tomorrow morning (payday). I live in Texas, and this is what I have:

Speedy Cash - 2 loans
GoCash.com $400
Advance Direct $500
Integrity Advance $500
Plain Green $1000
Bottom Dollar $400
CashNet $500
CashCentral $400
USA Cash Express
ACE Cash Express
CashCall

Yes, I know its a lot. Two job losses..etc. So, some of these I can't tell if they're legal. What do I do about the CSO's? A few of these I have been paying only the interest for a long time (8 months or so).

Help please - quickly.


Speedy Cash - 2 loans LEgAL
GoCash.com $400 DE based...think illegal
Advance Direct $500 NEED WEBSITE
Integrity Advance $500 ILLEGAL OFFSHORE
Plain Green $1000 TRIBAL ...ILLEGAL
Bottom Dollar $400 ILLEGAL OFFSHORE
CashNet $500 THINK LEGAL
CashCentral $400 LEGAL
USA Cash Express ILLEGAL
ACE Cash Express LEGAL
CashCall LEGAL


Submitted by SOAPLADY on Thu, 05/10/2012 - 11:38

SOAPLADY

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Soaplady, USA Cash Express is actually illegal and are also known as Payday Loan Yes (I think that was just a typo, because we all know about those guys!!).
Also, thanks to good advice from Soaplady and Ohio Gal, for the legal ones, if they are installment loans it is sometimes better to default and then work out a settlement with collections.


Submitted by agath2005 on Thu, 05/10/2012 - 12:19

agath2005

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Isnt USA cash express illegal? Weren't they formally pay day loan yes? All my dealings with them and questions about them I thought yielded illegal stature. Am I wrong?
Ballplayersmom sorry I didn't log in on my phone and it's difficult to log in keeps kicking me out


Submitted by on Thu, 05/10/2012 - 12:21

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