T&C is a debt management that works with pdls?

It is my understanding that after you sign up with T & C that they contact your creditors and get the updated correct info. at that time,and if all three parties agree, you , creditors, Town and Country Assoicates, mainly those two, then you start making your payments after you are sent the contract and send it back with your first initial payment which is around $215.00, but may be much smaller the following months.

thanks,

james

I am not certain how they handle the ones that you have overpaid. They have to come to an agreement on the amount owed with the pdl companies and we all know that the pdl companies are not going to take less than what they state we owe them. T & C will try to negotiate with them but we know how some of these places are.....T & C IS a wonderful company to work with. I would highly recommend giving them a call. They are extremely friendly and helpful. My neighbor placed her credit cards with them and they were able to get her a much lower interest rate on them.