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Ten Dollar Pay Day Loan/MTE

Date: Wed, 09/16/2009 - 20:37
Submitted by mzerica on Wed, 09/16/2009 - 20:37
Posts: 8
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Hello everyone, Hope I can get some opinions on this.

I received a very nasty call from a Victor Lynch at Rollo Investigations who is supposedly working for Ten Dollar Pay Day Loan/MTE. I took out a loan with them two years ago under quickest cash advance and payed them off in full last year through Town and Country. Stupid me, I never thought to get a letter from T&C saying that this was paid off and after three months, they get rid of account information once the account is closed.

Here is the crazy part. I spoke to someone at MTE and told them that these people at Rollo are harassing me over a debt I paid. MTE said they didn't even have a record of my account with them. So I called Victor Lynch back to tell him this but he swore up and down that this debt is valid and that they want the entire fee of $390 by Friday or they will prosecute me for passing bad checks.

So my question is since I don't have any physical documents to fax to Rollo stating that I paid them, what can I do to keep these people from harassing me at work?

I was given a number for a Mr. Berry at MTE to follow up and I'm praying that he will be reasonable enough to send me a letter stating that they have no account information on me. Any other ideas would be greatly appreciated. It just upsets me that after doing the right thing of paying them off, I am STILL being penalized for a moment of financial weakness.


They aren't even licensed to lend in your state. They are feeding you a bunch of BS. Don't call them back, don't answer their calls, don't even acknowledge them, period. You do need to file complaints with the FTC (link in my signature) and your Attorney General's office. Just google your state attorney generals website and fill out a complaint. If you are compelled to talk to them when they call, tell them they now have 5 initial days after their first contact with you PER FEDERAL LAW to send you a dunning letter (letter of collection) via the mail. It's all bogus.


Submitted by Shazzers on Wed, 09/16/2009 - 21:19

Shazzers

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Thanks everyone. I have chosen not to respond to them even though they still call me every two weeks with these automated messages. I have to wonder if MTE Financial sold this company information about my old payday loan and now they are trying to scam me out of more money. If you do a google search for their phone number, it turns up many complaints about them.


Submitted by mzerica on Thu, 10/22/2009 - 06:36

mzerica

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Quote:

Originally Posted by mzerica
Thanks everyone. I have chosen not to respond to them even though they still call me every two weeks with these automated messages. I have to wonder if MTE Financial sold this company information about my old payday loan and now they are trying to scam me out of more money. If you do a google search for their phone number, it turns up many complaints about them.


If you do a search on them at this site you'll finds hundreds of complaints about them just at this forum alone. They think they are above the law, they harass and threaten people all the time, I do hope you will follow through with filing complaints against them. Thanks for updating us.


Submitted by Shazzers on Thu, 10/22/2009 - 07:36

Shazzers

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Yes--I got a call this morning from the same company in Atlanta regarding this 10.00 payday loan and they were threatening to pick me up. I reside in New York City and this was back in 2005. I paid 10.00 pay day loan off in September but again because I do not have documentation and due to the fact that this has been this old. I did not keep documentation--My bank no longer exists because they were bought by CHASE. What can I do now. I asked them to send me documentation and the guy refused. Please help me. KOKO


Submitted by on Wed, 11/04/2009 - 06:30

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I've never taken a payday loan from this or any loan company but the debt collection firm Parksman and Associates claim that owe them $895. I tried calling them on the phone but it seems I need to already have account with them to talk to anybody. Is there a different number that lets you talk to a live person?


Submitted by on Tue, 12/01/2009 - 18:59

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So after contacting MTE Financial directly I was informed that they also could find no record of the loan I supposedly owe $895 on. When I gave them the details of the herassing phone calls they told me that these people were scammers and to not respond to them. So if you receive a phone call from people with Indian accents claiming to be from Parksman and Associates don't give them your info and don't let them bully you into paying them.


Submitted by on Wed, 12/02/2009 - 10:02

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[QUOTE=Shazzers;486158]If you do a search on them at this site you'll finds hundreds of complaints about them just at this forum alone. They think they are above the law, they harass and threaten people all the time, I do hope you will follow through with filing complaints against them. Thanks for updating us.[/QUOTE]

Hi everyone! I just wanted to update you all on this situation.

Well, they still call my job but as I said before, I have chosen to ignore them. I have also reported them to my AG office.

However, I am 99% sure that this is some sort of scam. I did a search for the phone number of Victor Lynch on 800notes and there are FIVE PAGES full of complaints from people who have gotten the same exact calls as me. Many of them have said that they have also been threatened with legal action for old loans that were paid off.

I also came across a very interesting article about a scam going around where these scum bags can somehow get your old payday loan information and threaten you with jail time if you don't pay. I'm not sure if I can paste links here but you can go to ABC's website and search for Fake Debt Collectors Terrify Consumers. This is EXACTLY what I was going through and lots of other people as well.

So, while they still call me at work, at least I know for sure that this is indeed a scam and hopefully these idiots will be stopped.

It just angers me as to how far these people will go to prey on those who are/were in desperate financial need!

Thanks again for all of your help!


Submitted by mzerica on Sat, 01/02/2010 - 22:51

mzerica

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By a company called Briggs and Associates about a tendollar payday loan that I took out in 2008. I paid it in full to Common Wealth who is a company that works for United Debt Holdings and yet this other company Briggs is threatining me with criminal charges. THEY ARE ALL A BUNCH OF SCAMMERS!


Submitted by on Tue, 03/02/2010 - 10:38

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if you paid it off, then it sure is a scam and i would just hang up on them. Now if you have their informaiton, you can send a Cease and Disist letter and also a debt validation letter. then follow through with complaints to every agency you can. FTC, BBB, AG, and so on


Submitted by on Tue, 03/02/2010 - 11:40

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