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Installment loan help from Texas please

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Posts: 21
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I'm a complete idiot that has gotten myself in a lot of trouble. I had to take some loann's out for medical bills then just took out a few more to pay the bills I haven't been able to pay due to loans. And now I'm doing my budget and have no idea how I'm going to pay my rent or car loan. I'm scared cause I read that they've sent people to jail in Texas. Idk what to do. A couple of them I haven't even made a payment on should I close my acct before or after 1st payment. Any help would be appreciated.

Great Plains loan $2000
Pd $876.36
Owe $1888.84

Advance America loan $600
Pd $190.28
Owe $933.29

Speedy cash loan $750
Pd $3/2/17
Owe $591.23

Balance credit loan $300
Owe $827.64

Clear loan solutions $600
Owe $2490

Money key $1000
Owe $3068.56

Money lion $1350
Owe $4484.59

You won't go to jail for not paying off your debts. It isn't criminal offense.

Great Plains - They are an unlicensed tribal lender. You owe only the principal amount. No need to think about interest or fees.

Sub: #1 posted on Wed, 04/19/2017 - 21:04

ditchdebt ditchdebt

(Posts: 679 | Credits: )

To budget well you can take help of budgeting apps like Mint, GoodBudget, Mvelopes, BUDGT, Wally, PocketGuard, etc. Or, visit a financial expert to win over your debts.

Sub: #2 posted on Thu, 04/20/2017 - 04:05

Phil Bradford Phil Bradford

(Posts: 166 | Credits: )

What's your net income? You should have mentioned it to get the best idea. However, save as much as possible. You need a proper debt repayment plan. Try to make some extra payment on the highest interest rate debt and keep making the minimum payment on other debts as well.

Consider a part-time job to earn some extra money.

Sub: #3 posted on Thu, 04/20/2017 - 06:32

sanderspatricia29 sanderspatricia29

(Posts: 1189 | Credits: )

Should I close my bank account and just mail them payments?

Sub: #4 posted on Thu, 04/20/2017 - 10:50

Idiot Idiot

(Posts: 21 | Credits: )

Close your bank account. As far as Great Plain is concerned, you should pay only $1124.

Sub: #5 posted on Thu, 04/20/2017 - 23:39

ditchdebt ditchdebt

(Posts: 679 | Credits: )

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