You guys have been so helpful; I just have one more question :)
My husband took out a loan from Mobiloans in August. We've borrowed $800. Total payments $1279.
I have revoked ACH using the letter template that I've found in other threads on this forum.
So far, when we sign in it says "your account is past due. contact account email@example.com" and while it still shows our "scheduled payment" for 12/29, it also says to call in for alternative payment options.
We could not get my husbands payroll check changed quickly enough; he will have his check deposited into this account tomorrow, 12/29. I'm hoping they do not draft the payment, but my hopes are not high. We HAVE changed his DD for next week, so we are good there.
The only email I've gotten from them (from "accountservices") was that they tried to contact me and that "the issue you've described in your email can be more efficiently handled if you call us at blah blah blah". They did try to call, once, but I did not pick up - they called from an "unknown" number.
I can see back through the forums that other people have gotten much quicker turnaround from Mobiloans. Should I be concerned about that?
In my last email I offered to not take the refund owed me if they marked my account PIF. I've now sent them emails tues,wed, and thu this week; what do you think my next move should be??
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.