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Help! I'm new to site

Date: Thu, 06/18/2009 - 16:57

Submitted by ecrixm
on Thu, 06/18/2009 - 16:57

Posts: Credits: [Donate]

Total Replies: 3


I'd really appreciate some advice. I have loans with United Payday, Cashnet USA, Ameriloan, and Sonic Payday. I have paid United over a thousand dollars on a $400 dollar loan. I have a $1500 dollar payment due to Sonic. I live in Texas. Any advice?


Hello and welcome. Click the link below to read your payday loan laws.
http://www.paydayloaninfo.org/state_detail.cfm?id=TX
Click the link below to see if these payday lenders are licensed to lend, however, some of these lenders are CSO's (Credut Service Organizations) which means they do not follow the payday lender laws.
http://168.39.159.59/default.asp

Click the link below to check for Credit Service Organizations.
https://direct.sos.state.tx.us/cso/csosearch.asp

I know for sure that CashNet USA is a CSO which means you will need to make payment arrangements with them. You'll need to research the others.


lrhall41

Submitted by Shazzers on Thu, 06/18/2009 - 18:56

( Posts: 17344 | Credits: )


I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!


lrhall41

Submitted by Shazzers on Thu, 06/18/2009 - 18:57

( Posts: 17344 | Credits: )