I have read conflicting information on the legality of Mobiloans, as a tribal lender, through FTC reports and the state of Texas lending usury laws. Since they are tribal, they indicate they do not have follow state usury laws. Again, I find it difficulty to ascertain if this is a valid statement. I have over paid my principal by $250 and sent an email revoking ACH (using the letter in the sticky thread) three days ago. Have not heard from them yet. I don’t care about a refund. I want it PIF and without them putting a negative mark on my credit report. I read, from a complaint on the BBB, they report to TransUnion. I suppose it could be contested as illegal, if it comes to that. Any information to further my getting a paid in full would seriously be appreciated. Many thanks
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