The Loan Shop

I thought I was logged in

Do you know an attorney? If so the next time the call - call their bluff and give then the attorneys' name and phone number. Tell them that since they are charging over the limit for your state that your have decided to file charges against them for internet fraud and yor attorney would like to speak to them.

I really wish I had a attorney that would do this cause this stuff is driving me nuts.

I had a similar experience with this company and I contacted them was successful in having them terminate my loan without any problem. I asked to speak to a supervisor. I don't know your situation but I used this company for a loan of $300.00 with a $90.00 fee. After three extensions they were supposed to begin paying down my loan but that did not happen, I had surgery and another family member was handling my account during that time. When I was able to work my own finances again, I noticed that the fee of $90.00 was coming out regularly every two weeks from my bank account. My $300.00 loan had paid in fees over $2120.00. Armed with the information other people from this forum advised, I was able to get them not only to stop the deduction but to clear the loan all together and they reimbursed me 180.00 in fees for one month. I sent them a detailed e-mail of my states usury laws and explained my situation and i received an immediate response and within several days it was taken care of.

Pepper,
I also had dealings with Loanshop but I was successful in getting my account marked PIF on the same day I emailed them the letter. I sent them a detailed email of my state statutes regarding payday loans and I received a response the same day. They did communicate with me via email, not phone. The only time I was instructed to phone them was to discuss a refund because she said they could not discuss that via email. I sent my letters to them via email but certify mailes a hard copy to the NV address though, I don't know anything about them being in Delaware.

bflow, maybe you could post the address you have as a "good" address for Loan Shop. You know how they move around so much, from one state to the next, once they're booted out.

This call was just an attempt to scare you into paying these illegal fees. Call their bluff and file a claim with your state's attorney general and the next time they call to harass you be sure and mention that.

Here is the information I used to contact someone at Loanshop:
sreardon(at)dmsmktg.com
2756 N. Greenvalley Pkwy
Suite 871
Henderson, NV 89014
(phone)800-806-9971
(fax) 800-757-8373

Thanks for the advice I will file with my state ag is there anything special I need to tell them or just exactly whats been going on.

I would tell them what the amount of the loan was (principal) and what you have actually paid on it with rollovers. Explain that you have overpaid and want this account marked Paid in Full.

i need your address because i filed bankruptcy that's the only way you get your money. you charging me to much anyway