CashCall update

I think you should try disputing the item on your report with the CRAs. Other than that, just pay off the principal as soon as you can and be done with it. Western Sky and CashCall are known confederates running this racket. You should also file complaints with the FTC and the state AG.

the problem with "paying the principal asap" is that CC won't consider it paid off. They will keep charging interest and the account will build right back up to where it is now.

A report with the CRA won't do anything.

Is there anyone that has a specific "HOW-TO" guide for dealing with CashCall loans funded through WS?

They are very persistent in claiming that they wouldn't be funding legal loans, and they will continue with collection efforts.

Please refer to your loan documents to determine if the lender is in violation of Ohio
Law. http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
MOD NOTE..URL PROVIDED HAD A PAYDAY LOAN ADVERTISING LINK
If they are in violation, point it out and offer the principle payment again as settlement.
Send your violation complaint and principle offer by certified mail. The letter should include a deadline for acceptance otherwise you will file with the AG office.
If they are not agreeable at this point, send a letter of complaint to the AG with a copy to your Lender. Send both certified. Refer all future collections calls to the AG office with your case #.

If they are in compliance with Ohio Law and have a license to operate.... get into debt consolidation and have them negotiate for you.

Good Luck!

Hi there,

I am a writer at the National Post newspaper in Toronto. I am working on a story about J. Paul Reddam, the CashCall king, a Canadian ??? and the owner of I'll Have Another, a horse poised to win Triple Crown.

I am doing on a story about how Reddam built his fortune on the back of quasi-legal but ethically blurred loans ??? CashCall loans.

I am hoping to talk to someone caught in the CashCall nightmare.

I can be reached at (deleted) or (deleted)
Thanks,

Joe



Sorry, Joe. Posting your personal information (email address and phone number) is against the terms of service. ~OG1

i like the answer given by "Brown" because i had same experience with cash call. i paid them over 3500 for a 2600 loan and stopped paying because i realized the loan was illegal. they took me to court and the Judge ordered them to refund me $921 and it was the happiest day of my life. they wasted their money taking me to court. i also reported them to the AG of my state, BBB and ripoffreport. i was also able to get them of my credit report with the court papers.
native american or not, means NOTHING because the already broke the rules by advertising to the general public and giving out loans without being liscensed. if you give out consumer loans as a native american business and charged more than 12% in interest rate, you are automatically required to be liscensed in the USA territory, but the problem is they can not get the liscense because their high interest loans are illegal in the USA and this is why the loans are immediately transferred to cash call, which happens to be liscensed mortgage company and hidding under the umbrella of "SERVICING" the loan.
YES, cash call can be sued. just call the FTC, OFR or your state Attorney General. You can file small claims for defamation if they affected your credit report or hire an attorney who is experienced in civil rights violations and usury.

Maybe you should call your thread, Western Sky/Cash Call since Cash Call is legal in most states. And do not duplicate post ....they are deleted. Posting the same statement 10x is a little nuts, considering your information is incomplete and incorrect.

I disagree with them being legal in most states... as a mortgage lender, yes, but as a personal lender, very few.