New Jersey Help Needed
Date: Tue, 08/14/2012 - 13:53
HELP ME PLEASE!!
Yes, I am in the payday loan rut, and I read this forum and took step 1. I closed my bank account. At Step 2, after contacting one of my lenders in order to obtain an email address, I was told that this site had misinformed me. The customer service associate said that I had paid enough payments and that he would settle my loan in full, but that would not always be the case. Now I'm confused! I got an email from one of the lenders in response to my email, and they are offering a settlement for the principle amount and one "renewal" fee, but I have already paid three renewal fees. I don't know what to do! Please help me! I just realized that the original posts were posted in 2009, and I'm unsure as to whether or not payday loans are still illegal in New Jersey, or has the legislation changed? I was also told that since these loans originated over the internet, the companies have the legal right to continue to pursue me for these funds. HELP!!!:confused:
Yes, I am in the payday loan rut, and I read this forum and took step 1. I closed my bank account. At Step 2, after contacting one of my lenders in order to obtain an email address, I was told that this site had misinformed me. The customer service associate said that I had paid enough payments and that he would settle my loan in full, but that would not always be the case. Now I'm confused! I got an email from one of the lenders in response to my email, and they are offering a settlement for the principle amount and one "renewal" fee, but I have already paid three renewal fees. I don't know what to do! Please help me! I just realized that the original posts were posted in 2009, and I'm unsure as to whether or not payday loans are still illegal in New Jersey, or has the legislation changed? I was also told that since these loans originated over the internet, the companies have the legal right to continue to pursue me for these funds. HELP!!!:confused:
Do not listen to their crap. The law has NOT changed. They wil
Do not listen to their crap. The law has NOT changed. They will do everything in their power to confuse you, to make you believe otherwise.
Stay off the phone, do not buy into their garbage.
If you've paid the principal back dont give anyone of them anoth
If you've paid the principal back dont give anyone of them another cent. Dont let any of the threats, calls, etc get to you. I was once in this mess, found this site and solved all my issues. I actually got a refund from one of them. You'll see, little by little the calls will stop.