Court Summons Questions

I received a phone call and voicemail from a “Rose Miller” on March 22 stating that it was a courtesy call for documents of a certified notice of intent to appear in court. She stated that she would be stopping by my place of residence to get a signature for these documents, as it is required to do so before she can give them to me. She stated that she would be arriving on Tuesday, March 25 no later than 5pm. If there was a scheduling conflict, I needed to contact the filing party at 888-837-4565. There is also a claim number that was listed on the outside of the envelope and she gave it to me. She then stated at the end of the voicemail: “You have been notified.”

I decided to go ahead and call the number she gave me. I was connected to a “Mr. John Abbott” at a company called “Sterling Account Solutions. He stated that they were based of out New York. He did not give me a city, nor did he give me an address during the phone call. He asked me to verify the last 4 digits of my SS# before he continued. Afterwards, he then went on to state that through the county I live in (Ohio, Franklin County), a court summons had been issued to be through a company called RCL Finance. Supposedly there were two accounts against me (attempt to defraud the company and attempt to not pay the loan) and that this dates back to September of 2011. He also stated that he tried to contact me through email (he had my email address, and I have never received anything from them via email) and that this company is deciding to go ahead and pursue court measures.

Now, I recognize the name, as Pay Day 1 is a company that is tied to them. As far as I know, I thought the balance was paid.


SO, tell me: Is this indeed a scam, or am I actually being served papers?