what would happen if i close my checking account t

Depends on who they are. Can you tell us the companies, if they were internet loans, how much you borrowed, what you've paid back? You'll probably start with lots of calls and e-mails if they're internet. If they're store front that is different.

It doesn't matter if they are illegal, legal lenders or store fronts. Close your bank account immediately. That is the only way to stop them from accessing your account. After that send all of your illegal and legal internet lenders an email revoking your ACH. Call or go by the store fronts if you have any. That way lenders can't add charges for attempting to pull money out of your account and the transaction being declined. For all of your legal lenders if you have any, you can purchase a money card at Wal Mart, load your payments and call them each pay period. I did that very thing and had no problems with them accepting my payments that way.

Please provide some more information; the names of the companies, whether they're storefront or internet, how much borrowed and how much paid back, and what State you live in. Then the people here can give you better advice. RE legal PDls' - maybe I'm wrong but with some of them aren't you supposed to work out payment plan before you close your account? (if I'm wrong, please somebody correct me)