I have 3 internet payday loans one with 500 fast c

Contact the Indiana Department of Financial Institutions to know if the payday lenders that you've mentioned here are licensed to lend in your state.

also check you state laws @ http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

welcome bill.first off let's get to the brass tax.none of these are legal in indiana.in fact two are MTE affiliates.ameriloan,and 500 fastcash.i do have a couple of questions.

1)how much was borrowed from each lender
2)how much was debited thus far

you see being as all three are illegal in indiana(in fact they are illegal in every state)you only owe the principle.nothng else,and nything debited in "fees"gets deducted from that for example:

you borrow 200.00 from ameriloan.they debit 60.00 three times.you only owe 20.00.go to the sticky titled DEALING WITH ILLEGAL LENDERS at the top of this very forum.follow every step,and don't skip steps.the first step is closing/securing your current account.there are template letters.everything you need.go to it,follow it and kkep us posted.

I borrowed 300.00 from each of them, I know I have easily paid around 450 to 500 dollars to each of them in interest fees. I have already closed my account and of course now they have started calling me, Loan point usa is hinting to the threat of court action. I am not very good at the whole arguing and defense thing. So to state the fact that I am really nervious about all this is an understatement.

well then do this.go to the sticky.follow it,and do not engage.know this they can threaten everything,but do little.the only thing they can do is submit a wage assignment.there is a wage assignment revocation letter template in the sticky.once you give that to your HR,or payroll person they can do nothing,but illegaly threaten.again go to the sticky follow it,and do not engage these places.you have overpaid and they owe you.not vice versa.