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Us Fast Cash/MTE FINANCIAL/ Florida

Date: Fri, 08/19/2011 - 16:49

Submitted by w_m_s_83
on Fri, 08/19/2011 - 16:49

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Total Replies: 3


Hi guys, I just found this website so i hope someone can help me out, my girlfriend has been receiving this phone calls from this people from a long time now, they just say on the voicemail that they are looking for me, that is an important manner about some fraud on my name that i need to respond before it goes to legal action, at first I didn't gave it any importance but my girlfriend was freaking out so I gave them a call, they lady that talked to me was nice and corteous (something very rare) so thats why I kept talking to her, she said that this was from a payday loan I did in 08 from UsFastCash and they couldnt get their money back because I closed that account (wich is true) i don't really remember how much was it but she said that they have me for a fraud check and the company just want their money back, that if we didn't made a repayment agreement, they would go to the next legal action wich is prosecute for the "fraudulent" check I did.....I was like "Really again with this" but everything she said sounded about right I ended up making a repayment plan for 12 months, I asked her to send me some paperwork of everything we just talked about and all she emailed me was this letter right here:
G&A Services,LLC
3961 Floyd Road Suite 300375
Austell, GA30106
PH(678)809-2209
Conditional Release
Creditor: MTE Financial
My account number and all the terms that I agreed on the phone with them that was i'm going to pay 63 dollars a month for 12 months via my account the 26 every month....

My question is, is this a legitimate company? do they can really go after me for those charges she mentioned me? She already has my card info and my address but they payments will not be until next week, Can someone help me out If I did the right thing?


Hi wms,

Before agreeing to the repayment agreement, you should have asked them to validate the debt. This would have proven whether or not they really own your debt account. If they were unable to validate the debt, then you wouldn't have been liable for paying them anything. Rather you could have sent them a cease and desist letter and asked them to stop calling you.

Now, as they have already sent you the re-payment agreement, it will be difficult for you to ask them for validation of debt. Nevertheless, you should contact them and ask for it and check out if they are ready to validate the debt. If they really own your debt and if you don't make the payments, then they might take legal actions against you.

Take care.


lrhall41

Submitted by savion.parker on Sun, 08/21/2011 - 19:44

( Posts: 117 | Credits: )


well since both the lender,and G&A are bottomfeeding scum you cancel the method of payment asap.btw email doesn't count as communication,or a letter.it must be by usps.this witch broke the law with the arrest threat.so again cancel the method.if by debit card have it reported lost.if by cc report it lost.just know usfastcash,and G&A are scum that need to be reported and ignored not paid.a few facts.

1)no pdl or collector can have you arrested.
2)you only owe the principle to usfastcash being they are illegal
3)since this place is in GA(where pdl's are prohibited)they can't do squat but call and illegaly threaten.
4)let's say you are in georgia.report this hag to your AG.if you are not in GA report them to your state AG.
5)file a police report as the only laws broken were by the witch.

there you have it.follow that and do not talk to her again.all you will get is bogus threats.a waste of your time.


lrhall41

Submitted by paulmergel on Mon, 08/22/2011 - 05:42

( Posts: 15514 | Credits: )