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Legal notification through email?

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I got this email from USA Financial Services. I have taken out the personal info but they list my city and state as somewhere I have not lived in over 3 years. I know it's long but basically it says I have to appear in a NY courthouse in 2 days.

Company Name: USA Financial Services INC
Amount due: $1127.00
Warning Date: 10th July, 2014.
Case File#: xxxxxxxxxx

Name: xxxxx
State: xxxxxx
Zip: xxx

This is to notify you that xxxxxxxx is currently in default under its obligations to USA Financial Services INC in the amount of $1127.00 as of xxxxxxx and (S.S.N. xxxxxxxxx)

We hereby given 3 days of our intention to commence County Court action to recover the debt shown below. If we do not receive payment of this amount within 3 days from the date of this notice we will issue no further notifications. We will immediately proceed with issuing a summons against the party shown below for the said amount.

Our company name is USA Financial Services INC which stands for the association of original creditor and Settlement Company. USA Financial Services INC is parent Payday Loan Company who owes and operates about more than 350 payday loan websites all over the USA.

This is all about an internet payday loan which was borrowed by you from one of our sub payday loan company. There are so many payday loan websites like Net Loan USA, Fax Free Cash, Cast Net USA, National Payday, Cash Advance expert, Cash Today, and so on. You have logged on to one of the sub payday loan websites and given your identity proofs, Banking information, personal information to borrow loan.

I have all the proofs with all of your personal details in the affidavit with me. So before it gets downloaded inside the court house with the legal procedures on your name and on your social security number with hampering on your credit ratings so Just reply me back whether you want to put a hold on this case file and settle it outside the court house with the settlement amount and close it or else you want to take this matter inside the court house with the penalty fees and judge fees and court house fees and you may end up in a legal mess.

You must appear before the presiding Provincial Court Judge at New York District Court on the 10th of July, 2014 at 2:30 PM O” Clock

If you do not appear at that time and place, judgment with costs may be made against you in your absence.

In event of this happening:
You will incur court costs
You will incur further interest charges as per our Terms and Conditions of Trade and
Your details will be passed to major credit reference agencies. They will make adjustments to your credit rating, which will affect your ability to raise credit in the future.

We have repeatedly advised you of your long overdue balance in the amount of $1127.00 since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit you have to contact us within the next 24 hours. This will be your final opportunity to resolve matters without the expense of court proceedings.

What you want to do with your case file? Whether you want to settle the matter inside the court house with the legal procedures or you want to take care of this matter outside the court house by paying the settlement amount back to the company?

IF once your case file gets downloaded inside the court house then you have to pay $3589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

I just want your intention on this case file that do you want to put a hold on this case file or should I process it inside the court house?

Thank you.

puh-lease.the old downloaded bullshit is a complete giveaway.first thing nothing was ever done via email.secondly in ny pdl's and the collectors of said loans are shall we say shit.also you must be served a summons and it must be in your town,county,village,or bourough,and last thing nothing legit was ever sent via is a complete scam,and must be reported asap to the FTC.go to and attach that bullshit that and do not respond,or even think about it after you report it.again a total scam.

Sub: #1 posted on Tue, 07/08/2014 - 06:36

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

another giveaway is that there is at least three district courts.the southern,northern,and eastern,and each has a presiding judge,and their names are on the websites.i would expect a call from these scammers as it looks like they didn't include contact info.just enough false over the top bullshit to get you worried.well don't report and that when they call as they will call,but you have nothing in ny on the 10th.

Sub: #2 posted on Tue, 07/08/2014 - 06:48

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

They sent me another email, this time my "appointment" is on the 11th. Ha

Sub: #3 posted on Thu, 07/10/2014 - 07:29

melissilem melissilem

(Posts: 4 | Credits: )

you didn't bite on their dumbass email so they sent another.they are pathetic aren't they?

Sub: #4 posted on Thu, 07/10/2014 - 08:42

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

I get an email every day from them with the subject Final Warning. They stopped inviting me to come to court but now says they have set in motion a wage garnishment. Can they do this? I do payroll so I would know if that were to happen but I'm just curious. Also since they have my address in a different state, I'm guessing they do not have my employment info.

Sub: #5 posted on Tue, 07/15/2014 - 11:50

melissilem melissilem

(Posts: 4 | Credits: )

they need a court order to garnish wages.if they try to send anything keep it as part of an FTC,AND AG complaint.99 44/100 percent of the time an email threatening garnishment is just another bullshit scare tactic.ignore it,but if they try to submit a phony form use it to report them.btw chances are good they don't have your employment info unless they start calling close another bullshit move,and nothing to worry about.

Sub: #6 posted on Tue, 07/15/2014 - 12:39

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

I received this email today and not sure about its authenticity. I do have a couple of PDLs that I have been ignoring but have never been contacted through email like this. I suspect it's a scam but want to b sure. Here's a copy of the email:

Cash Advance
7:33 PM (1 hour ago)

to bcc: me

CASE FILE #: FI/DC/9307-03

DUE AMOUNT- $986.45

We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services.

At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.


If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.


As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.


If you do not take immediate action:

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4674.67 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.

Thanks for being our customer,

ACE Legal Group of Attorneys.
Copyright © 2013 ACE Legal Group of Attorneys | Privacy | Terms of use | Carrier
------------------------------------------------------------------------ ---------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

Sub: #7 posted on Thu, 07/24/2014 - 18:34

groverNC groverNC

(Posts: 2 | Credits: )

yes i answered your other post and it is a scam that needs to be reported and ignored.

Sub: #8 posted on Fri, 07/25/2014 - 07:36

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

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