Help with Debt Collector!!!
Ohhhh so they can't just
Ohhhh so they can't just garnish my wages? I mean I'm not super super concerned, but wanted to get this out of my way. I'm in Massachusetts. They wouldn't send validation through mail, but when I spoke to the guy on the phone, he said he would email me the validation, and put me on hold for a good 5-8 minutes. The docx file he sent me looks like a botched "validation" written in about 5 minutes or so, with some random case file numbers and what not.
I obviously didn't want to give my credit card number to someone random over the phone; I suggested I send a bank check or something but he said I "needed" to pay by the 16th at 4:00 PM.
So I might have to go to court possibly? would I be required to most likely pay the full amount, or would I be able to maybe do the 550$ settlement?
I'm just going to avoid it either way, and just see what happens. I'll call the court when I go on my break tomorrow though :)
My guess is this is a bottom
My guess is this is a bottom feeding debt collector that probably bought the old debt for pennies on the dollar... If you are going to be sued and have wages garnished you will be served to go to court.. What state are you in? You can call the local court that they stated and see if you are on the docket! They don't garnish and then take you to court... If you request debt validation , which you did they have to send you that in writing via us mail... I would not pay them squat!!!
puh-lease
you are in MA this bottomfeeding scuzzpile is in GA as i have heard of them before.this is a scam,and i guarantee there is nothing here but bullshit from them.do as helpinaz advised,but once it's confirmed file AG,and FTC complaints.
Here is a link to the
Here is a link to the garnishment laws for Massachusetts - http://www.nolo.com/legal-encyclopedia/massachusetts-wage-garnishment-laws.html - and you can see they have to have a judgement order to be able to do so...
I have never heard of a hand written validation being emailed...
I would not send them a dime and I seriously doubt you are going to be going to court!!! Let me know what they say when you call the court that your are supposedly being sued in and have not been served!!