Best choice 123 sent the following to me after I sent them what's on this site.
Thank you for your email.
We have noted that you have revoked authorization on your account and will not be submitting further payments to your bank.
Please be advised that this does not relieve your responsibility to repay the loan, and your loan will continue to renew and accrue fees as set forth in the Loan Agreement until repaid in full.
Please be advised, that your loan was made pursuant to BestChoice123.com’s lending license. BestChoice123.com is a brand of Tribal Consumer Ventures, Inc., a wholly-owned tribal corporation of the Guidiville Band of the Pomo Indians, a federally recognized sovereign nation located within the United States of America and is operating within the Tribe’s Reservation.
The laws of the Tribe govern all loan agreements. These terms are clearly located on the website and throughout the loan agreements, including the loan agreement you signed.
BestChoice123.com has no physical presence in the State of California and does not solicit consumers via mail, television, or radio advertisement. We are not subject to its regulatory jurisdiction.
In order to obtain a loan from BestChoice123.com a consumer must log on to the internet and access BestChoice123.com’s website, just as you did. You received documents in conjunction with your loan fully describing how the finance fees are applied and your repayment options, and you agreed to these terms, including the applicability of Tribal (not California) law to the transaction, with electronic signatures in multiple places.
Should you require another copy of your documents, or if you need clarification on points referenced in the documents, please contact us or log onto BestChoice123.com. A careful review of those documents should resolve your concerns regarding the terms applicable to your loan.
If you are concerned with your ability to repay the loan, we are willing to work with you and we try to be as flexible as possible.
Please call us at 800-528-8066 to make payment arrangements. We pride ourselves on excellent customer service and we will do everything we can to assist you.
BestChoice123.com Customer Service
I sent them an email back again stating the fact they were overpaid 550 on a 650 dollars loan. To date I paid 1200. I told them advise when I'll see a refund and when I'll get a pif.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.