I have studied this site and finally decided to take control of my life - I believe this site has been a life savor. I sent a letter to PGL and received a response indicating "At this time we have closed your account from further activity." and also "Pursuant to your request, we have removed your contact numbers from our system and we will make no further ACH debits from your account."
As my sign-on no longer works - can I jump for joy that I am truly done with them?? I had an overpayment of $ 406.24 which I know I will never see, but I will live with that if I am done.....
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.