Ohio AG response from Cashcall
Date: Fri, 04/13/2012 - 12:24
Sorry for the length of the post!!
I filed a complaint with the Ohio AG against Cashcall reporting on my credit report and the amount they say I owe; even though I took the PDL from Western Sky. Please find attached the response from Cashcall.
The AG response to me was basically nothing more we can do, we suggest you hire a private attorney.
What does it mean that Cashcall identified themselves as an Assignee for Cashcall. Since Western Sky is not reporting on my Credit Report should Cashcall have that right and how do we as consumers stop this underhanded scheme?
I would like to point out a few discrepancies in their response:
1. They state this is my second loan with them. I have NEVER take a loan with Cashcall. I received money from Western Sky only once.
2. There were no loan papers sent to me from Cashcall or Western Sky. I rec'd a phone call from Cashcall on Sept 14 after the money was released that they would be handling the account and at no time did they disclose the APR.
3. The agreement I signed was with Western Sky, not Cashcall.
Thanks in advance for taking the time to read through this and providing any comment and suggestions!
I filed a complaint with the Ohio AG against Cashcall reporting on my credit report and the amount they say I owe; even though I took the PDL from Western Sky. Please find attached the response from Cashcall.
The AG response to me was basically nothing more we can do, we suggest you hire a private attorney.
What does it mean that Cashcall identified themselves as an Assignee for Cashcall. Since Western Sky is not reporting on my Credit Report should Cashcall have that right and how do we as consumers stop this underhanded scheme?
I would like to point out a few discrepancies in their response:
1. They state this is my second loan with them. I have NEVER take a loan with Cashcall. I received money from Western Sky only once.
2. There were no loan papers sent to me from Cashcall or Western Sky. I rec'd a phone call from Cashcall on Sept 14 after the money was released that they would be handling the account and at no time did they disclose the APR.
3. The agreement I signed was with Western Sky, not Cashcall.
Thanks in advance for taking the time to read through this and providing any comment and suggestions!
Have you disputed this with the credit bureaus stating the contr
Have you disputed this with the credit bureaus stating the contract is void as the lender is not licensed?
I did and Experian and Transunion closed my dispute and said Cas
I did and Experian and Transunion closed my dispute and said Cashcall reporting is valid! I have no idea what else to do.
Any and all suggestions are welcome!!
I would appeal. Include your state's laws regarding licensure be
I would appeal. Include your state's laws regarding licensure being required, also include FTC cease and desist order copies for tribal lenders (like Lakota and Western Sky). Keep at them.