I Need Help

I kept taking out pay day loans and am in debt at around 3000 thousand dollars..... One of my loans is Speedy Cash, Payday one, United Cash loans, plain green loans, cash net usa, and the last is Cash central. 500 for Speedy cash, 500 for pay day one, 500 for United cash loans, 850.00 for Plain Green Loans, 600 for Cash net usa, and 250 for cash central. I live in Hawaii. I kind of made up my mind to close my accounts and be done with this maddness I don't want them taking any more of my money and I don't want over draft fees. I have more loans from Bill me Later and credit cards ..... The pay day loans is what I'm worried about can anyone help me and give me suggestions.... I'm thinking oh well I have my whole life to pay these people back etc and I can go without credit..... I'm also disabled so I don't think these pay day loans can harrass me legally..... All my pay day loans is online ..... Please help me with some suggestions.....