What are the PDL law's in North Carolina? I have set up payment arrangement's based on principal with one but have 3 to deal with. Hydra Fund III won't do anything for me and they say they are based out of New Zealand, I also revoked all debits made from my bank acct from them. Discount Advances I haven't dealt with yet and they say they come from Canada but they go through some place in Las Vegas called Credit Protection Depot. Also have Integrity Pay Day Loans and they plan to make a debit on Friday which I need to speak to them before. I have also decided to go through a credit counseling and do a debt management plan and have included them on there, but my counselor said sometimes the PDL company's won't deal with them. Should I place a permanent stop payment on them till they receive the proposals which will sent out in two to three weeks? Or what should I do? Thank you very much.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.