Payday Loans In California
Date: Tue, 07/10/2012 - 12:28
CA PDL laws
You're should close your bank account instead of stop payments.
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California Payday Loans
Legal Status: Legal (must be licensed in CA)
Laws: [URL="http://codes.lp.findlaw.com/cacode/FIN/1/d10"]Cal. Fin. Code 23000 to 23106 [/URL]
Maximum Loan Amount: $300
Loan Term: Maximum of 31 days
Maximum Finance Rate and Fees: 15% of check
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot charge fee for extension)
Cooling-off Period: None
Repayment Plan: Voluntary (no fees may be charged in conjunction with payment plan)
Collection Fees: $15 NSF fee
Criminal Action: Prohibited
Still have questions or need assistance? Contact:
[URL="http://www.corp.ca.gov/"]California Department of Corporations[/URL]
Financial Services Division
1515 K Street, Suite 200
Sacramento CA 95814
Phone: 866-275-2677
[URL="http://www.corp.ca.gov/FSD/licensees/default.asp"]California License Lookup[/URL]
Please list out the names of the lenders you borrowed from. Ther
Please list out the names of the lenders you borrowed from. There is a big chance that some of them are illegal.