Payless Financial Group

List your lenders, amounts originally borrowed, amount paid back so far. It very well may be that they are illegal. Do not go with a consolidation company. You can get out of the payday loan cycle yourself. Answer these questions and we can help you further.

I got a call today from a debt consolidation today that I pay the membership fee and the online loans are not legal in Indiana...So I'm not real sure why I'm paying the debt company if the loans aren't legal??
Any thoughts..

I am with payless financial. I to have several payday loans. I have checked payless out and they are a good company. I was a little confused at first but what I know is that they send letters to your lenders to validate the debt. #2 send out letters requesting their liscence to validate they are legal. #3 Once verified if they are illegal you owe nothing. If they are they send you to the consolidation part of the co. You do not want to speak with your lenders after working with payless. Lenders wil not cooperate with payless if they can talk to you. It does work. I found out my lenders are all illegal, one is out of the country.Legally they can't touch you if they are illegal.

Use Payless, they will help. I am happy with what they are doing for me.

Payless will help, but you will have to do a lot yourself like have your checking account blocked or even closed. If you don't the loan companies will still debit your account. Payless will give you a letter to give to the bank so that they will understand what is going on. My bank refused to cooperate with me in blocking all incoming debits, so I wrote a letter to the president of the bank and told him what was going on, so he had my account blocked. Now I am being harassed with phone calls from a couple of the loan companies, but I just hand up when they call. It is hard, but they can't do anything because Payless is legal in what they are doing.

Have you tried this company and how does it really work to get that interest paid down

They are a scammer. Get out of the program and post your lenders/state in a new thread so we can helpli you.

I am with payless. I checked them out and they are a legitimate company. I am with them. I am waiting to hear from them again. They are supposed to be validating my loans and then requesting their liscence to loan in my state. From what I have been told is that if they don't supply the liscence and cannot prove to be liscened here where I live that I am not responsible for the debt.If they are validating then they will turn me over to the settlement department to get the debts settled at a lessor fee. I am a little frustrated with them. I never hear from themand I always have to call them.

I see no one has answered Big D and I just hung up with payless....I don't need anymore more going to the wind...so can someone please help us. Otherwise I see payless as only option.

what is payless financial background?? are they for real.. do they really work for you..??

Just checking if you found out anymore information? I just decided not to work with them and try it alone first.

Can anyone help me aquire a ACH form...my bank acts clueless. They are a small hometown bank.
Keep saying do stop payment.

I entered a contract with you concerning my account with cashcall. Not only did they take what was due them from our checking account, they withdrew more and our account is $700 withdrawn. I tried to call u concerning this matter and you are no longer available to take my calls.I'd better hear from u soon because I will report u to the better business buruae.(SPELLING?) I am even going to contact a lawyer to see if we can file against you.
Sincerely,
P.J.W - edited personal information
This is a note I tried to send them and it could not be delivered, I think filing a class action suit against them is the next logical step.

I found this contact info for Payless Financial Group - hope it helps.

Customer service
Phone: (888) 407-1620
E-mail:support@paylessfinancialgroup.com

Mailing Address:
ALABAMA (primary customer care center)
800 Hillcrest Road, Building 2
Mobile, AL 36695

Can you resend welcome pack so I can sign

Can you resend welcome pack so I can sign

not sure who you are asking, but this is a public forum for helping people get out of debt

They are not a legitimate business at all! DO NOT do business with them. Family as well as others has trusted them to help with payday debts and all they've done was took fee after fee after fee and provided NOTHING in return! Abosultely nothing was given for the hundreds of dollars given. They did not have proof of validating one loan and they lied about cancellation. They are a scam!

Can payless financial help with my online loans

read the entire thread.they and everyone else that says they can help is a scam.if the loans are legal they will work with you.if they are illegal then you can still do it yourself.so no they can't/won't help you at all.

Hello,

I too paid for Payless Financial to help me. I paid their initial membership fee and one monthly payment. After reading this blog I cancelled my "membership" as it appears that they are a scam.

As mentioned in this blog, if I posted the names of the lenders( all internet by the way), and the state I live in that someone here could help me. This is my list as follows:

Cash Taxi/Northway Financial Group LLC
Whitehills Cash/Island Finance, LLC
Dollar Flash
USA Money Shop/Silver Cloud Financial
Action PayDay
Castle PayDay

They were all internet lenders and I live in the state of Arizona.
Can anyone please advise me of my next steps to take? Do I still have to pay back the money if they are illegal ect?

You can go online and look up all these lenders. I googled Castle Payday and they are tribal, so for sure illegal. It doesn't take a genius to figure this out. Look up Arizona payday laws. Follow the advise in Soaplady or helpinaz signature line for help with illegal lenders.

Please register with the forums..

All payday lenders are prohibited in AZ... here is the link on how to deal with - follow all steps in order.. very important:
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html

How much did you borrow from each and how much repaid to date on each - we can guide you further..

I am planning on hiring starting with payless financial what you. Think my loans are about 1800 and they pay everything for about1200. Any suggestions

If you mean, a consolidation company, DO NOT do it. You can handle your lenders yourself. Name your state, lender names, (internet or storefront), how much originally borrowed, and how much you have paid back so far. Answer these questions, and we can help you further.

you see just because your loans total 1800 that doesn't mean you owe 1800.especially if the loans are internet and illegal then anythiing debited until now gets deducted.vultures like this never nention that.plus illegals won't work with 3rd parties unless they are in bed with the place.so provide the info bingonut requested and we can help you for free.

Payless claimed they were going to help my consolidate my online payday loans to have just one payment. After deducting several hundred dollars from my bank account (and still getting threatening emails from these payday lenders) I contacted the payday lenders. They had never heard of Payless. Payless claimed they needed to verify my loans which could take up to 120 days. I live in Illinois and all of these loans were taken out in 2012. Was I scammed?

how do I find out if I am a client of yours. I found a company taking money out of my account but am not sure who they are is there a number I can call to find out

This is a forum to help people get out of debt.. so unlikely you are a client of this forum,,I would dispute any charge coming out of my bank account that I don't recognize...

thank you guys so much i almost got caught up in this scam.

you are welcome, glad we could help

Is Payless Financial a scam. I have been paying them money in order to help me pay off another pay loan. Am i wasting my money on these ppl?
Any info would be appreciated.

read the entire post chief.this is another scam that says that they help with pdl's but only takes your money.cancel right now and list your pdl info.

1)name of the pdl
2)how much borrowed
3)how much paid before default
4)state you are in

list that and we can help you for nothing.

I'm reading all this and I am horrified...I have been on the phone twice with them this morning and they are saying they are legit and I should just trust them. I've been taken advantage of before. My Pay Day Lenders are:
Castle Pay Day
Mobilloans, LLC
PDYServices.com
WestRiver Cash
Target CashNow
Beachside Cash

I live in California are any of these illegal to lend here? What do I do?

Do NOT allow Payless Financial to take any money from you. They ARE a scam. I got a call from them a couple of weeks ago, and everything they told me sounded too good to be true. I wasn't near a computer at the time so I had my husband look them up, and he told me they had 17 complaints against them from the BBB (could be more by now) because of them taking people's money and doing nothing for them. This mess about having to wait 120 or so days is just so they can keep taking money from you for a few months without you expecting anything from them. I never called them back, yet they had the nerve to call ME back a few days later, stating they still needed to hear from me to follow up about getting me started in their program. I told them I had looked them up and they were a scam and to NEVER call my number again. The woman became huffy and said they weren't a scam but they would take my name off of their list, then she just hung up. If they were truly legit they would have done more to show me that they were not a scam! Luckily I had not given any account information to her. So anyone, please, do not get involved with these people. They are just taking advantage of the fact that most of these payday lenders are illegal, so they can run their own scam.

As I sit here in court waiting for my case to be heard (my bank is suinge for unpaid NSF fees I accumulated AFTER I gave my bank the letter to stop allowing the lenders to hit my account.). THEY ARE A PILE OF SHIT SCAM!!!!!!!

As I sit here in court waiting for my case to be heard (my bank is suinge for unpaid NSF fees I accumulated AFTER I gave my bank the letter to stop allowing the lenders to hit my account.). THEY ARE A PILE OF SHIT SCAM!!!!!!!

*(My bank is suing me)

I got 2 loans out one with plaingreen and another with mobile loans I tried looking on Florida Department of Financial Regulation but I could not find them... I just need some help!! I got sucked in the whole Payless Finanical Group i even gave them my account information and sign that paper now reading everyone I have to cancel my bank account and start fresh.I just need to know what to do..Thank you!!

I live in Mississippi
my lenders are Action Payday
Blue Thread
Bottom Dollar

yes, I heard of them, got their phone # from 103.9 radio station, but after reading all the complaints about them (pfg) Im scared to let them assist me, the complaints I've read sound like they (payless financial group is a scam)

definitely are a scam, you can handle the lenders yourself

I have been paying them 160.00 since may it is oct today the attorney told me they bank your money and live off the interest they have not not got one dime I calling the attorney generals office and I going to file a lawsuit mon with interest the name is right payless pay nothing join me and make this a class action law suit now.

The company has helped me to save $1200 by doing what they said they would do. I don't know why so many feel scammed, I don't feel that way. they provide a service you have to pay for like a lawyer, resolved my loans, no complaints

The company has helped me to save $1200 by doing what they said they would do. I don't know why so many feel scammed, I don't feel that way. they provide a service you have to pay for like a lawyer, resolved my loans, no complaints

shillin,shillin,shillin.keep them shills a shillin.one post out of how many?also your talking down is the calling card of a shill.you had your stupid say now get lost,and buh-bye now.

poster#95 is a shill.there is no place that works with illegal pdl's,and legal ones will work with you.you just have to communicate with them.so to summarize payless is a scam and you can do this yourself.go to soaplady's primer on dealing with illegal lenders and follow every step.again you can do this yourself.

Is this company a scam or not ? Have they really helped you ?