Threats

I took a payday loan out with EZ Money Loan in Texas and made payments as well as when I lost my job let them know I closed my bank account. The fees they were charging me were continuously growing no matter how much I paid :( I was pregnant and ended up going in for emergency c-section and not able to go back to work. I contacted them and let them know I have paid more then the loan and could not do it any more. That was 2 years ago, today some lady called me stating she was an attorney and would have 2 felony charges against me for not repaying this as well as because of them attempting to cash the check that was left on my file even though I advised them the account was closed. She bullied me and I gave her my cc number for a first payment. But then I searched her name in the State Bar registry and found nothing. I called them and they told me to ask her for her Bar Card number. She very pissy gave it to me as well as some threats of how much she COULD charge me if she attaches her fees. And that she was being nice about it. Her company is Legal Outsource and the web site she gave me is bogus. The real Legal outsource has no record of me. I called the State Bar back with her Bar card and there is no such attorney with that bar card in Texas. My visa card called because the company that charged my account came up suspicious and they have canceled the payment due to concern. Can I get arrested for this ?