I live in NJ and Once click cash says this
Date: Mon, 10/12/2009 - 08:35
Do they have a legal leg to stand on
This department received your recent complaint to our customer service department. This department would like to assist you with a greatly reduced balance. If you are interested in discussing this, please email this department and we will contact you.. If no response is received, we have no choice (per the agreement) but to send your account directly to collections for the balance now due of $560.00.
The savings this department will offer will not be offered again by the collections department. Please note that any settlement offer in this department must be paid within 14 days, and the only option for repayment is via debit/credit card (a prepaid card can be purchased at many participating retailers).
Additionally:
If you wish to debate the agreement, demand to mail in payment or other demands of this type, this department cannot assist you. Your account in that case WILL continue to the final collections department for the FULL balance owed. You may mail in payments at that time, but no reduction in balance will take place, and collection efforts will continue regardless during the time mailed payments take to reach us.
Please note paragraph from contract: This can be faxed to you if we are given fax #:
Governing Law: Both parties agree that this Note and your account shall be governed by all applicable federal laws and all laws of the jurisdiction in which the Lender is located, regardless of which state you may reside, and by signing below or by your electronic signature, you hereby contractually consent to the exclusive exercise of regulatory and adjudicatory authority by the jurisdiction in which the Lenders is located over all matters related to this Note and your account, forsaking any other jurisdiction which either party may claim by virtue of residency.
This department received your recent complaint to our customer service department. This department would like to assist you with a greatly reduced balance. If you are interested in discussing this, please email this department and we will contact you.. If no response is received, we have no choice (per the agreement) but to send your account directly to collections for the balance now due of $560.00.
The savings this department will offer will not be offered again by the collections department. Please note that any settlement offer in this department must be paid within 14 days, and the only option for repayment is via debit/credit card (a prepaid card can be purchased at many participating retailers).
Additionally:
If you wish to debate the agreement, demand to mail in payment or other demands of this type, this department cannot assist you. Your account in that case WILL continue to the final collections department for the FULL balance owed. You may mail in payments at that time, but no reduction in balance will take place, and collection efforts will continue regardless during the time mailed payments take to reach us.
Please note paragraph from contract: This can be faxed to you if we are given fax #:
Governing Law: Both parties agree that this Note and your account shall be governed by all applicable federal laws and all laws of the jurisdiction in which the Lender is located, regardless of which state you may reside, and by signing below or by your electronic signature, you hereby contractually consent to the exclusive exercise of regulatory and adjudicatory authority by the jurisdiction in which the Lenders is located over all matters related to this Note and your account, forsaking any other jurisdiction which either party may claim by virtue of residency.
i answered your other thread.their claim is false,and they are n
i answered your other thread.their claim is false,and they are not legal in any state.respond with you will pay 140.00.your state law prevails.every illegal ipdl states that the lenders state law applies.that is wrong.
