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Debtconsolidationcare.com - the USA consumer forum

Just want to say there IS hope

Date: Mon, 01/25/2010 - 14:01

Submitted by Cara Dee
on Mon, 01/25/2010 - 14:01

Posts: 33 Credits: [Donate]

Total Replies: 7


These boards, and the advice, has helped me out tremendously! With that one action I found to take, the email to all three companies, so far I have managed to have OMG (Oasis Marketing Group) call me, very nicely, and ask if I had yet submitted to Atty General for Florida...I had not, and they asked that if I refrain, they are willing to basically call off the dogs...didnt even ask for the last 100.00 of the original principal still left!

Zip19 has turned off my acct; now I still dont know what that means, and based on my last conversation with them, they were under the impression that I was going to be MORE than happy to comply...really I was just biding my time until I learned the legality of what they are doing...and stated such. Until that email from me, I had full access to their online service!

I havent heard from the third, Payday Loans Yes as of yet...and thier online access tells me I have a "collection acct". I still owe 35.00 toward the principal balance, and as I have told them all, am more than willing to pay, but no more, since they made an illegal contract with me.

This has proved to be an experience, and actually I am gathering information to write an article for our local newspaper here...if anyone has any particular horror stories I would love to gleen over it!

Thanks, will keep all posted!
Cara Dee :p


Good for you. I am glad things are getting better. This is a hard path we have all taken here. I know I am better off. This site was the best thing to ever happen to me. I owe everyone here so much. I like the fact you are writing an article. I thing we need to do as much as possible to get the word out. Maybe one day the right person will read that article and put them all out of business. I have write every politician and media group I can think of. they probly throw my stuff away but maybe just maybe it will get seen. Best of Luck to you.


lrhall41

Submitted by Jasgal on Mon, 01/25/2010 - 14:58

( Posts: 399 | Credits: )


I love the article idea. That is great. Maybe the more information that get's out to people the faster we can get rid of one animal. I am very happy for you!!! This site has saved me on more the one occasion regarding how to deal with some of the hole that I got myself into. I come back and read the encouragement to others daily even if it isn't a day I am personally dealing with anything just because it has helped "free" me of the unbearable shame I had felt for being in the situation that I was.


lrhall41

Submitted by tyleeash on Mon, 01/25/2010 - 15:39

( Posts: 143 | Credits: )


Bank acct balance negative 750.00. And these vultures kept hitting it, the bank kept sending it, overdrafting me, then redrafting it back, and hitting me AGAIN with a fee. My next step is trying to work with the bank; Ive already filed fraud charges as there were electronic checks taht hit and caused a fee each time...i never authorized any such check.

Amazing the stuff they try to get away with, actually they probably make a fortune as people feel like they cant do anything about it...and I want to help in any way that I possibly can....thanks guys for the supportive comments!


lrhall41

Submitted by Cara Dee on Mon, 01/25/2010 - 16:26

( Posts: 33 | Credits: )


Quote:

Originally Posted by bea2ls
that happened to me at PNC :( can you talk to a bank manager about stopping it? You should not have to pay so many fees..


Im going in person tomorrow to try and speak to the branch manager; I want to keep my acct with them in good standing as I like to have a few accts, dont put all eggs in one basket! I'll keep you posted!

Cara Dee


lrhall41

Submitted by Cara Dee on Tue, 01/26/2010 - 12:24

( Posts: 33 | Credits: )


I have read that, and Im going in tomorrow to meet with the manager. I dont hold out too much hope; judging from the "asst mgr"'s tone of voice, she spoke to me with disdain, as if I were lying about their charges being because of some fraudulent activity. Which, four of them were...those electronic checks they helped themselves to, one was in the amt of 79.00 and one was 19.99, both run through twice, both incurred four, FOUR fees! Banks! They know something isnt right yet keep just hitting acct to rack up fees! Laws should be in place, they are just as predatory as some of these operations.


lrhall41

Submitted by Cara Dee on Thu, 01/28/2010 - 14:21

( Posts: 33 | Credits: )