Big Mess...big big mess
Date: Fri, 02/05/2010 - 09:16
State: PA
hello.
I will make my long story short.
My husband got sick in October and was out of work until now. I manage the finances. He was deeply depressed and we had no income, so I got a few payday loans in his name. I did not realize that they didn't care about your credit, or I would have just used my info. Anyways, we have a joint account so I figured I could manage until he was back to work and then pay them off.
Well it did not work out that way. I ended up closing the account because we had all kind of fraud and I never told him about these because I did not want to upset him.
So...now they are calling him at work.
Ameriloan, got 300...paid 480
Arrowhead got 300 paid 280 and had no contact info or email adress for them, they just put the money in and started taking out
Fast Cash 500 got 500 and paid 0 because the account was closed.
I emailed all of these and asked them for debt validation and to only correspond via e-mail or us mail to set up payment arrangements.
They have been calling him at work and he does not know anything about this. He called the police and called all of these places back and told them he did not take the loans.
Well, he didn't, I did....but I told him not to talk to them and told him to tell them not to call his work(he will get fired) I did not tell him the whole story(he is not emotionally well right now). I want to pay these off, but need arrangements. How can I get them to stop calling him at work all day?
I know I was wrong, and I want to make this all better.
hello.
I will make my long story short.
My husband got sick in October and was out of work until now. I manage the finances. He was deeply depressed and we had no income, so I got a few payday loans in his name. I did not realize that they didn't care about your credit, or I would have just used my info. Anyways, we have a joint account so I figured I could manage until he was back to work and then pay them off.
Well it did not work out that way. I ended up closing the account because we had all kind of fraud and I never told him about these because I did not want to upset him.
So...now they are calling him at work.
Ameriloan, got 300...paid 480
Arrowhead got 300 paid 280 and had no contact info or email adress for them, they just put the money in and started taking out
Fast Cash 500 got 500 and paid 0 because the account was closed.
I emailed all of these and asked them for debt validation and to only correspond via e-mail or us mail to set up payment arrangements.
They have been calling him at work and he does not know anything about this. He called the police and called all of these places back and told them he did not take the loans.
Well, he didn't, I did....but I told him not to talk to them and told him to tell them not to call his work(he will get fired) I did not tell him the whole story(he is not emotionally well right now). I want to pay these off, but need arrangements. How can I get them to stop calling him at work all day?
I know I was wrong, and I want to make this all better.
i am pretty sure you companies are illegal, which means you woul
i am pretty sure you companies are illegal, which means you would only owe the principal amount. he might understand more than you think, maybe you should talk to him.