Texas laws on payday loans

Before we can help you we need more information, we need this info so we can sort out the legal lenders from the illegal lenders, each states payday loan laws are different, please provide the following info:
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.

OMG I have no idea the names of the co
um
Pay Day One Team - borrowed $350, says I owe $462.95
VIP Loan Shop - owe $260 - paid nothing thus far
another laon company I have no idea about keeps taking ach's out of my bank at $89 a pop, the bank gave me a # but I cant get anyone to talk to me about whats going on
I thought I paid them off
SandPoint Capital, LLC - $350
Clearwaterbay marketing - $350
loan shop online - I have no idea what I owe them

This is what I come across so far

i am in PAYDAY loan H3$$ please help
Ive read alot of information and have made contact with my bank
I have 3 loans out or more I dont even remember
I have one that I have no idea who they are and they keep taking money out, I have no contact information for them, the bank gave me a # but no one at that # knows what IM talking about
I have threatening calls
Ive got banks calling me for being $400 overdrawn on my checking account
I keep running and Im ready to stop, I need help fast
Im a single mother of 3 amazing boys and I cant stand the thought of them suffering for my ignorance
I want to pay everyone back but I cant afford this money out of my check anymore all at once
Im already over drawn and when my paycheck hits on the 15th, Im so screwed it wont be funny
I almost got another loan just to make it thru this pay period btu I cant do that and somehow I found yall online so maybe this is a sign!
please help, Im drowning:confused:

OMG I have no idea the names of the co
um
Pay Day One Team - borrowed $350, says I owe $462.95
VIP Loan Shop - owe $260 - paid nothing thus far
another laon company I have no idea about keeps taking ach's out of my bank at $89 a pop, the bank gave me a # but I cant get anyone to talk to me about whats going on
I thought I paid them off
SandPoint Capital, LLC - $350
Clearwaterbay marketing - $350
loan shop online - I have no idea what I owe them

This is what I come across so far

Why is no one helping me???

Shell1906, I am in the same situation... I have been looking into payday loan consolidation companies, but am now worried about reputable companies. I'm calling my local consumer credit counseling agency for their free advice. i don't want to file bankruptcy again, but am looking into it. i contacted Destinations Debt Solutions company... and i heard good things about them, and bad things, i'm starting to worry. if you qet any recommendations please let me know. Shazzers on here is usually good at this advice... reply to his earlier post and see if he can help you. I have 8 loans out that total $3500 and i'm in over my head as well.

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