they are claiming we are going to be charged- HELP!!

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Thank you so much for your input. The original amount borrowed was $300. I believe we made payments of $90 every two weeks for a period of not more than 2 possibly 3 months before the default occured. I have already made a payment to this company, I am sorry to say in the amount of $200, simply out of fear. They are telling me things like: I'm not acting in good faith and they are going to return my $200 ( I Bet), and then turn everything over to the LosAngeles Couny Civil Court and have ou lawyer contact them, so they can issue a summons. Are you sure I can not be prosecuted in this matter and what about their claim that they ae going to prosecute my mother and father-in-law simply because they were listed as references on our original loan application. As you ca see I'm at my wits end and for the record I did leave a message with my attorney's office to call me back ASAP. Thank you again.

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Thank you again for your reply. No, he did not give me an address and he said because I was not acting in good faith they would return the $200 but, I'm not holding my breath. I read quit a few threads on here and it did lessen my anxiety as I see these people will go to any length to get what they want. I do have a list of questions ready now, if I ever hear from this person again and I'm patiently awaiting my attorney's call. I have also contacted my bank and cancelled the debit card I gave to this company originally. Again, thank you for putting my mind to rest a bit and I will keep you informed as to the progress in this matter.

cool do keep us posted.

If you do talk to them again, ask that they send you a letter on company letterhead stating that in fact you do owe a valid and legal debt; I bet you'll never, EVER see such a letter!

I was just contacted again by this Lance Martin from the Federal Credit Law Firm. He gave me a what I believe to be a bogus address for US Fast Cash in Los Angeles and then said that my case will now be tried at the Los Angeles County Courthouse. He claims the person representing the pdl in the Offices of Lawrence Wols. Ever heard of him or this agency ? But, when I pressed for a contact phone number or an address for this " attorney", I was told he couldn't give me any information b/c it would be a conflict of interest and he could only give my attorney that information and only if my attorney called him. Good old Lance told me, I could just wait for the suppena and then I would have the contact information for the " attorney " representing the case. Now what ?

Now, I'm panicing again. I just looked up attorney Lawrence Wols- and even though he wasn't listed, there is a Lawrence Wolf out of Los Angeles , I left a message at their firm to return my call, to see if my buddy Lance is just messing with me or they really do represent his firm and this case? Any help would be appreciated.

The address that they listed for them is accurate it is the law offices of Lawrence Wolf out of LA, Cal. Now, what? I am starting to believe I may be in real trouble here.

seriously, you are not in real trouble or any trouble here. you overpaid on an illegal loan... i would just ignore their calls. they are not allowed to harrass you.

Please re-read PaulMergel and bea2ls' posts above; the PDL was illegal and their "hired thugs" are certainly not going to haul you and your family into court in California. More than likely they're using the bogus name "Lawrence Wols," just in case people try to research the name and see "Lawrence Wolf," and think it's a legit complaint. If they do call and make threats, you might want to keep a log of when they call and what they say for your own information, but seriously - when you answer the phone and Lance or whoever starts his spiel, just hang up, they can't threaten you if you don't listen to them.

yes.a bottomfeeder in los angeles can't have you arrested.they are more than likely using that name or paying to use it.again us fast cash totally illegal,and so is this collector.fyi alert the california AG.they are not fans of us fast cash,and would love to know a supposed law office is threatening people over loans made by them.

Paulmergel... I am having with Weltman weinburg and Reiss.... I posted a forum, and someone suggested I contact you... here is the link... http://www.debtconsolidationcare.com/forums/showthread.php?p=670841&posted=1#post670841

Can you shed some light on my situation??

Just reading this forum.. .. there is no debtors prison in the USA. You can not get arrested for not paying a debt. You can get sued. You can possibly have your wages garnished. You could possibly have things re-possed or taken away (such as a vehicle). They can take money from your bank account (not without proper paperwork from the courts though)....but they can not put you in jail for not paying a bill. I was worried about that too....BUT... turns out, they are sueing me. This economy sucks.. . . and big companies are bailed out and forgiven all the time.. what about us? the little guys?

yes.have you ever lived in ohio?if not then any judgement can be vacated for improper venue.they must sue in the town village or bourough.if you lived in ohio when the debt was incurred then that is another matter.

I got through to the law offices of attorney Lawrence Wolf. The woman who took my call said they are not affliated with the bottomfeeders. Although I was surprised when I said I was going to file a complaint with the Cal. AG, she said they have already contacted the Cal. AG and was told this was not something they dealt with. She also new the exact name of old Lance Martin who has been calling me. She did take all the information I gave her on the numbers that have been calling me and the name of the comp. they suppossedly represent. My question is, don't you think I should still file a complaint with the Cal. AG ? I'm sure that I'll receive another call from Lance tomorrow but, I was told by my attorney to give Lance his number b/c this is bull***.

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