Need help with payday loan

You can check your state laws here.

Internet payday lending is illegal in Virginia. You can check out the following about dealing with illegal payday lenders.

http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html

The storefront lenders are, however, legal and you're required to pay them back the entire loan amount along with all charges and interest.

Please check this link http://www.credit.com/credit_information/credit_law/PaydayLoanLaws.jsp which will give you a very clear picture about these PDL companies.

None of your Internet payday lenders are listed in the licensee data base, this means they should NOT be extending loans to your state residents, therefore, all you would owe them is the principal amount you borrowed, see the link below for the licensee data base:
http://www.scc.virginia.gov/bfi/reg_inst/pay.pdf
You REALLY need to CLOSE YOUR ACCOUNT!

See the link below for your pahttp://www.paydayloaninfo.org/stateinfo/VA.aspyday loan laws:

I have some information on your store front lenders which may prove to be helpful, hang tight a minute.

Allied Cash Advance is a member of the CFSA (Community Financial Services Association of America) which is good news for you, it means you are eligible for an EPP, see the link below to read about the EPP.
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html

As far as your other store front lender, make sure that is the actual name of the company, or call them and ask if they are members of the CFSA, if they are, you would be eligible for an EPP with them also.

CLICK HERE to find out how to deal with unlicensed lenders.

Thanks for replies. Does it matter that Allied doesn't call it a payday loan but a line of credit?

lds

Different product, different laws. Possibly no EPP.

I am receiving calls from PDM at work about Everest. They say I owe $665. What should I do?